Ana Cruz, Mortgage Broker with Mortgage Architects
236 Pritchard Road L8W 3R4 Hamilton, ON, Canada

Did you know today is National Bagel Day? Whats your favourite bagel? #nationalbagelday #mortgagebroker #morningfuelfortoday #anotherdayanothermortgage

Thankful Thursday- Todays review comes from our amazing client Nadia. Thank-you for putting your trust in us.

Since we are all spending more time at home, I'd like to share one of my new favourite apps. https://ca.nextdoor.com/ This allows you to connect with your neighbours and keep up to date with what's happening in your neighbourhood. Remember not everyone is on Facebook lol

Mortgages don't have to be SCARY. Give us a call, we can help 905-870-0513 or [email protected]

Nothing changes today, when the Bank of Canada announced that it was keeping the over night rate as is. This means no change to those that already have a variable mortgage or a line of credit. Looking for mortgage advice, connect with us. [email protected] | 905-870-0513

Are you concerned about how your deferral will affect your credit? Here is some information to help you understand a little more. Basically, your credit utilization may go up if your current balance goes higher than your available limit - this will affect your credit rating temporarily until you start making payments to bring your outstanding balance to below your available balance. ... The deferral does not show up on your credit as a missed payment but is labels deferral and should not affect your future credit applications. Did you know that you can access your credit report via Equifax free of charge? Visit www.equifax.com for your free report. Don't let there be any surprises. Remember your good/healthy credit opens doors. Want to discuss further.... message us call us 905-870-0513 email us [email protected]

Yesterday Bank of Canada announced that they are reducing the bench mark rate to 4.79% What does this mean to you? 1. The stress test, just got a little less stressful. 2. This results in about 1% increase in buying power on average.... Do you have questions? Connect with us and we can help 905-870-0513 | [email protected]