Aurora Workplace Solutions
#10 - 510 45th Street W S7L 6H2 Saskatoon, SK, Canada

WHAT HAPPENS TO MY BENEFITS WHEN I RETIRE? We have a variety of health & dental plan options for employees and business owners thinking about retirement. Many benefit plans offer conversion plans in order to continue your benefit coverage after you leave your employer, regardless of your age. Ask us about options to continue your health, dental and travel coverage if you're considering leaving your employer in the near future!... www.auroraworkplace.ca #employeebenefits #groupbenefits #healthbenefits #yxebusiness #smallbusiness #insurancebroker #HRbenefits #workplacewellness #retirement #retirementlife

ARE BENEFITS TAXABLE TO MY EMPLOYEES? Health and dental plan premiums are a deductible business expense and they are a TAX-FREE benefit for your employees. It's actually more tax efficient to provide a benefit plan for your employees, rather than offering them a higher wage so they can go out and pay for their own personal health plans. ... Contact us to show you how to provide more value to your employees and become the employer of choice! www.auroraworkplace.ca #employeebenefits #groupbenefits #healthbenefits #yxebusiness #smallbusiness #insurancebroker #HRbenefits #workplacewellness

NO BUSINESS TOO SMALL FOR EMPLOYEE BENEFITS! Comprehensive benefit packages are available to businesses from just 1 employee and up. We can provide a full comprehensive benefit plan with short and long term disability, critical illness, health and dental benefits which are perfect for self employed business owners and/or their employees. Find out more about options for your companies group benefits today and contact us for a free quote!... www.auroraworkplace.ca #employeebenefits #groupbenefits #healthinsurance #insurancebroker #yxebusiness #workplacewellness #smallbusiness #HRbenefits

TRAVEL INSURANCE OPTIONS FOR COVID-19: Now that most of the population has received at least one dose of the COVID-19 vaccine and many more are on their way to being fully vaccinated, some travel restrictions are being lifted around the globe. Many travelers are excited to resume their out of country travel planning, but what options are available to get emergency medical travel insurance for COVID-19 related illnesses? Many of the travel insurance companies have recently li...fted some of their restrictions relating to COVID-19 illnesses. Most insurers have implemented COVID-19 health stability clauses prior to travelling ranging from 90 to 180 days. This means that if you were infected and/or treated for COVID-19 within 90 to 180 days prior to your departure date, you would not be eligible for insurance coverage. Some prior stability periods may also be determined by the travelers age, younger individuals will require a shorter stability period and older individuals will have a longer stability period. As well, any out of country medical costs relating to COVID-19 while travelling will have a maximum limit of for example $500,000, or up to whatever the limit the travel policy indicates. Keep in mind that the Canadian Government is still not recommending "non-essential" travel at this time, so there might be some limitations on insurance options available depending on the country of destination. If you have questions about travel insurance options, or would like some travel insurance quotes - our team of advisors can help you out! www.auroraworkplace.ca #travelinsurance #healthbenefits #travelling #insurancebroker #healthinsurance

WHAT IS THE DIFFERENCE BETWEEN SHORT AND LONG TERM DISABILITY? Disability insurance is one of the most important types of insurance in the marketplace. It is designed to help replace your income if you can't work due to injury, or illness. The biggest thing to remember is that if you can't work, your living expensed don't change...you'll still have your rent/mortgage payments, utility expenses, groceries, cell phone, car payments, etc. SHORT-TERM DISABILITY (STD)... If a employee needs to take time off work because they were unable to do the majority of their regular duties due to injury, or illness and they must be under a doctors supervision. The STD would replace a percentage of their pre-disability income, most often with tax-free money. Usually there is a short waiting period of between 1 to 7 days depending on whether the reason was due to an injury, or an illness. The STD coverage will usually last about 113 to 120 days depending on the policy wording. LONG-TERM DISABILITY (LTD) Once the STD, or EI sickness benefit (Employment Insurance if there is no STD coverage) has ended, the LTD benefit will take over and start paying a income replacement similar to the STD benefit. The employee must continue to be unable to perform the majority of their regular duties due to injury, or illness and they must be under a doctor s supervision. Generally the benefit payout will be as long as 2 or 5 years, or up to age 65 depending on the policy wording. Disability insurance is intended to protect the employee and their family from financial hardship in the event they can't work due to their personal health. Whether you're a business owner, employee, or self employed professional, let us know how we can help you protect your most valuable asset...your ability to earn an income! www.auroraworkplace.ca #employeebenefits #groupbenefits #healthbenefits #disabilityinsurance #yxebusiness #workplacewellness #smallbusiness #HRbenefits

What is an EMPLOYEE ASSISTANCE PROGRAM (EAP)? It can be added to an existing benefit plan, or it can be setup as a separate stand alone program. It provides you access to confidential qualified experts and professional counsellors who can help you with your mental and emotional health and wellness: - Anxiety, depression, stress, sleep-disorders... - Work related conflict, reorganizational change, burnout - Dependency issues, gambling, alcohol, drugs addictions - Family matters, marital breakdown, parenting, abuse - Eldercare, childcare concerns - Legal and Financial guidance - Nutritional advice Let us know how our team can help answer your questions, or provide you with further information? www.auroraworkplace.ca #employeebenefits #groupbenefits #healthbenefits #mentalhealth #workplacewellness #smallbusiness #hrpolicies #yxebusiness

EMPLOYEE BENEFIT TIPS - WHY UPDATE EMPLOYEE INFORMATION? It's easy for most small businesses to get caught up in the day to day administration tasks and overlook small things like wage increases, employee's getting married/divorced, having children, etc. It's important to set aside some time each month to make sure these material lifestyle changes don't get missed: - updating employee salaries makes sure they're eligible for the correct disability income benefits. ... - adding employees and their dependents within 30 days of eligibility ensures that they have access to full benefit coverage so that they aren't considered "late-applicants" and need to provide medical evidence to be approved. - it also ensures that the employees who have left your company aren't still appearing on your premium statements and eliminates unnecessary billing adjustments. Let us show how we can help you reduce errors and eliminate any potential costly liability issues! www.auroraworkplace.ca #employeebenefits #groupbenefits #healthbenefits #yxebusiness #smallbusiness #hrpolicies #benefitsadministration

We can help you get low-cost Critical Illness insurance - with no medical questions asked! Click on the link below to get a instant quote/apply: https://www.edgebenefits.com/MyEDGEPlan/?source=52622CI... www.auroraworkplace.ca #CriticalIllness #healthbenefits #employeebenefits #workplacewellness #groupbenefits

Is your company at risk for costly employee benefit administration liability claims? Did you know that you can add EMPLOYEE BENEFITS E&O LIABILITY COVERAGE to your existing business property and lability policy? Depending on your general insurance policy provider, you can typically add this rider to your current policy for little to no cost in some cases. Avoid the potential risk of lability claims from past, or current employees in the event there is a mistake, or omissio...n with your employee benefit enrolments, terminations, or late applicants. Ask us for more ideas on how we can help safeguard your employees and your business! www.auroraworkplace.ca #employeebenefits #groupbenefits #healthbenefits #hrpolicies #yxebusiness #smallbusiness

We can help you get low-cost Critical Illness insurance - with no medical questions asked! Click on the link below to get a instant quote: https://www.edgebenefits.com/MyEDGEPlan/?source=52622CI... www.auroraworkplace.ca #CriticalIllness #healthbenefits #employeebenefits #workplacewellness #groupbenefits

Vaccines in the Workplace - What Employers Need to Know With more and more Canadians getting vaccinated everyday, what does this mean for workplace policies and employee privacy. This article does a good job of discussing common concerns a lot of employers have about the future of health and wellness in the workplace. www.auroraworkplace.ca... #employeebenefits #groupbenefits #healthbenefits #insuranceagent #yxebusiness #workplacewellness #smallbusiness #hrpolicies #benefitsadministration https://www.mccarthy.ca//vaccines-workplace-top-questions-

When to enforce masks in the workplace and when not to? These are tough questions most employers are struggling with these days given the ever changing government rules and regulations. This article does a good job of explaining when its appropriate to accommodate personal objections to wearing a mask in the workplace. https://www.fasken.com//25-hr-space-accommodation-is-not-r... www.auroraworkplace.ca #groupbenefits #employeebenefits #healthbenefits #workplacewellness #insuranceagent #yxebusiness #Saskatoon #smallbusiness #hrpolicies

When should an employer consider adding a Health Spending Account to their benefit options? We get a lot of questions about Health Spending Accounts and how they work. There are some situations where a Health Spending Account (HSA) is a good fit for certain employee benefit situations. I found this article from Benefits Canada which provides a very good explanation of how and when a HSA plan should be considered. If you're curious about HSA's and would like more details - we...'ve got the answers and options to help you out! https://www.benefitscanada.com//think-of-health-care-spen/ www.auroraworkplace.ca #groupbenefits #EmployeeBenefits #healthspending

Do yourself and your employees a favour. Have a discussion on employee benefits. You’ll be amazed at the retention, attraction and in turn, productivity it will create for your business. 1(888) 523-7208... [email protected] auroraworkplace.ca #employeebenefits #employees #yourbusiness #productivity #discussion #retention #create #attraction #amazed

Collin Willms, Our most experienced advisor, speaking at Chamber on Tap about the advantages of having a pooled insurance plan vs a traditional. Thank you to Lucky Bastard Distillery for the beautiful venue and consistently hosting this great networking event. If you aren’t educated on the difference between each structure of group insurance, we’d be more than happy to inform you. Perhaps it is the fit for your business!

Have you checked out our new website yet? Thanks to the team at Trusted Saskatoon for conveying our team and our business! www.auroraworkplace.ca

We are fortunate to have a strong group of women on our team. Thanks to each one of them, and all the women who touch our lives, for inspiring us. Happy International Women’s Day!