Bromwich+Smith
Multiple locations throughout British Columbia, Alberta, Saskatchewan, Manitoba and Ontario Calgary, AB, Canada

THE GRATEFUL DEBT // Let’s take a minute to acknowledge the debts we are thankful for. That’s right, debt can make us grateful. When debt helps you: Own your own home Go to school Start your own business ... Whatever is on your list, debt can help make things happen. A simple rule to follow is that if debt increases your net worth or has future value, it’s good debt. If it doesn’t do those things or your are increasing your debt load to an unmanageable place, it’s bad debt. What are you thankful for today?

It's the last day to cast a vote for the PEOPLE'S CHOICE AWARD for the 2020 Toronto Star Readers' Choice Awards. We would so appreciate your support as things like this help us build credibility so we can continue serving Canadians and help build brighter financial futures. Thank you for your support! https://www.thestar.com/readerscho//bromwich-and-smith-inc

There's no sugarcoating it: things are tough right now. It's normal to feel stress and anxiety. But if history has taught us anything, it's that tough times don't last, but tough people do. Today on World Mental Health Day, remember that this is absolutely the time to lean on each other, event if we can't physically be there for each other. ... Reach out if you need support. There are people, organizations and services that will always be there for you when you need it. You're not alone.

Heading into the Thanksgiving weekend, we want to pause for a moment and thank YOU. Our clients. Past, present and future. You are brave, strong and we are grateful to get to do what we do and help you through the tough times. Better times are ahead and we are grateful to be able to help send you there.

As payment deferrals and CERB come to an end and many Canadians remain out of work or underemployed, if you need financial help, the sooner you seek it the better. Read more as we spoke with BNN Bloomberg about debt deferrals and help: https://www.bnnbloomberg.ca/seek-help-early-if-you-are-stru

MONEY, FEAR + STIGMA SURVEY // As much of the country heads into a second wave of lockdowns, a new survey reveals that fear of the unknown, unexpected health challenges and the notion that things have changed forever are weighing heavily on the collective consciousness of Canadians. The Money, Fear and Stigma poll by Licenced Insolvency Trustees, Bromwich+Smith, drilled down on what consumers dread as it pertains to the pandemic. ... Here's what the survey found: https://www.bromwichandsmith.com//money-fear-stigma-survey

CERB is ending and the creditors are calling, now what? Shawn Stack, VP Insolvency at Bromwich + Smith, shares how you can protect your assets when debt is mounting in light of CERB ending with CTV Morning Live Edmonton. https://www.youtube.com/watch?v=5jjF9y3MmeY

Financial pressure feels heavy. Like sink to the bottom of the ocean heavy. We know it, because we help lighten the load for Canadians every single day. Give us a call to see what we can do to cut the deadweight so you can breath again. #mentalillnessawarenessweek

For the second year in a row, Bromwich+Smith has been nominated by the readers of The Toronto Star for the READERS' CHOICE AWARD in the Licensed Insolvency Trustee Category. To vote for Bromwich+Smith, please follow the link to create an account and VOTE! https://www.thestar.com/readerscho//bromwich-and-smith-inc

What happens when the referrals run out, government funding dries up or your employment changes? Does your back-up-plan have a back-up-plan? These are the hard questions we're faced with today, and while you may not have the answers, it's something to think about. Take a look at the new recovery benefits as CERB winds down: https://www.canada.ca//supporting-canadians-through-the-ne

It's no surprise that fears of poverty, insolvency and unemployment are top of mind for Canadians, but a new survey finds people fear the stigma of mental health even more than poverty and business failure. Financial Post https://financialpost.com//fears-of-poverty-insolvency-une

Whether your kids are back at school, learning online, or homeschooling, one thing that you won't find in most curriculum is money management. There is little formal education about financial literacy in school, so parents, it's up to you to set up your kids for a lifetime of financial success. No pressure. We got you! Well, we can't do the teaching for you, but here are some great ideas to start healthy money habits and financial education at home. https://www.bromwichandsmith.com//how-talk-kids-about-money