CB Business Services
17 Manor Place L8G 3S9 Stoney Creek, ON, Canada

http://www.entrepreneur.com/article/219917

Since we've had some good commentary on banking, I offer the following suggestion: Credit scores have a formula that measures your likelihood of defaulting on a... loan and the interest rate the bank needs to charge to make money. One more thing: if you live within your means by NOT borrowing money, this is judged as a negative: the current measures interpret this as your not being creditworthy. Sorry; you need to keep borrowing money to be able to borrow in the future. Most places have an emergency car insurance agency, where people who can't buy insurance elsewhere can get it (albeit at fairly high rates). We need an emergency money lender (bank) which measures your credit score without penalizing people for NOT borrowing money. If banks have to compete with that, they'll change their practices. Thoughts? -G.

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Your Finances should not be determined by a roll of the dice Your Finances are your business, do you know your bookkeepers background and credentials? There is a difference between a bookkeeper and an accountant, though they might perform similar tasks, make sure that your bookkeeper has the proper credentials. Certified Professional... Bookkeeper or CPB is a credential given to bookkeepers, which entails independent proof of your skills. All bookkeepers must pass a rigorous standardized national exam, adhere to the code of ethics and take Courses on an annual basis. Minimum Qualifications need to be met before writing the exam. The IPBC (Institute of Professional Bookkeepers of Canada) national mandate is to instill a professional standard specifically for the Canadian Bookkeeping Profession. What this means to you Knowing your bookkeepers credentials is important part of finding the right bookkeeper to suit both your business and personal needs. The Institute of Professional Bookkeepers of Canada (IPBC) is proud to announce the certification of Murielle Roach, of North Bay Ontario, as a Certified Professional Bookkeeper (CPB). Ensure all of your financial data is accurate the first time, every time; this will save you both time and money. With 15 years experience and vast amounts of knowledge in the industry Murielle Roach,owner of Accurate Business Solutions is proud to announce that she has received the Certified Professional Bookkeeper accreditation and is an IPBC member. Just some of the services Murielle offers are Bilingual Support, Business and personal Income tax, New Business set-up, Billing and Invoicing,General Ledger entries and maintenance, Accounts payable and receivable, Payroll calculation and preparation, inventory and fixed asset management, bank statement reconciliation, Financial statements and Cash Flow Projections, tax remittances both Federal and Provincial and payroll are just a few. For everything from personal finances, and tax remittance to Business financials, make the right choice, and have it done right the first time.

Why you need a bookkeeper...... Are you really making money or does it seem your making money? if your not keeping good records with some sort of accounting system, you know how much you are really making comparing your sales to Cost of Goods. You may not be charging enough or cover your other expenses in the business or you could be over charging which is why your customer base is not growing. You don't want to run out of money to pay bill.... Is your accountant charging you double because they have to prepare you year end Financials? Bookkeepers can prepare all the year end financials and prepare adjusting entries for your accountant at a fraction of the cost. As bookkeepers, we know that time can slip away from business owners to keep they records up-to-date. Don't hesitate to get a bookkeeper. Your business will run smoother and more efficient, and cut your accountants bill drastically. Are you making the Right Decision? With a bookkeeper, you can always ensure your books to be up-to-date. Preparing the right reports so you can make informed decisions about progressing your business, purchasing inventory, or just simple cash flow is crucial. With a bookkeeper you can not only prepare for the moment, but get a forecast for future.