Edward Martin

Why aren’t home prices falling? Home sellers won’t have it Read about it here: http://bit.ly/2sYiMgw #edwardmartin #debtfreesooner #debtfree #debtfreefamily #badcredit #financialfreedom #money #today #Hustle

Got financial questions? I have answers. #edwardmartin #debtfreesooner #debtfree #debtfreefamily #badcredit #financialfreedom #money #today #mortgage #mortgagebroker

A mortgage broker secures financing for you. He or she can steer you in the right direction and provide guidance on what would be most beneficial to your personal situation. #edwardmartin #debtfreesooner #debtfree #debtfreefamily #badcredit #financialfreedom #money #today #mortgage #mortgagebroker

Lets explore the income of Canadians. http://bit.ly/2xU1BSk Next call me to discuss your future plans and how I can help you achieve them. (647) 274-5133 #edwardmartin #debtfreesooner #debtfree #debtfreefamily #badcredit... #financialfreedom #money #today #income #canadians #plan See more

Here are some of the expenses you may incur when getting your first mortgage in Toronto: Provincial Sales Tax (PST): This amount is paid at closing Appraisal fee: Your mortgage bank will probably have hired a commercial appraiser to get an independent view on the value of the property you want to purchase, and whether or not it satisfies the lending criteria... Bridge financing: In the event that your home purchase is wrapped up prior to the sale of your current home, you may have to finance the cost of the home purchase until the sale is complete. Estoppels Certificate: This applies to condominium/strata units, and refers to documentation of the condo corporation’s legal state and financial well-being Certificate of location: This is required by the financial institution to approve your mortgage. Your lawyer or notary also requires this for transfer of ownership Utility bill adjustments: Any amount that the seller has prepaid in excess should be reimbursed by the new occupant (you) Welcome tax: This is a one-time land transfer tax calculated on a percentage of the purchase price of your property Do you have more questions? Call me I can help: (647) 274-5133