Elizabeth Biderman-Mortgage Specialist at Dominion Lending FCF Inc.

RENEWING YOUR MORTGAGE IN THE NEXT 4 MONTHS??? It is amazing to see the number of people who will shop endlessly for their mortgage during their first home purchase, but who simply will accept the banks first offer on the renewal letter. This is typically a foolhardy thing to do because in reality the bank's first renewal offer is almost definitely not their best offer. in most cases the banks will start with their posted rates! The statistic is staggering - about 60% of mort...gage holders sign back renewal letters without even taking the time to see what is available in the open market. It is always wise to check with the trusted mortgage broker what is available in 120 days prior to renewal. Book that best rate to hedge against any rate increases in those 4 months. What is also very important the time of renewal gives you a chance to look at your entire financial picture and if you have a lot of outside, high rate debt you might be able to put all of them under the mortgage and save '000 on your monthly cash flow, and interest cost. This is of course assuming that the value of your home has appreciated since the initial purchase. BE SMART, SAVE YOUR HARD EARNED CASH - U DESERVE THE BEST!!! Talk to the experts when it comes to the biggest investment of your life. Feel free to call me for any mortgage advice. 647-963-7209

Coming on the market tomorrow!!! Be the first one to view- amazing 2 bed, 2 washroom, spacious condo in a sought after building in Square One area of Mississau...ga. Great layout with bedrooms on opposite sides with own bathrooms. Custom kitchen cabinets, granite countertop, top quality laminate floors throughout. Low condo fee in mid $500's. Very well maintained building with all amenities including indoor pool, gym, theatre, conference room, guest rooms. bowling, tennis nearby, shopping, highways, transit. $599,000 See more

A bit of a good news - the qualifying bank rate has gone down allowing home buyers to borrow more.

Has anybody experienced the faded icons on MacBook. You know if you want to post a document or copy it comes up faded. What problem might I have?

We all can use some glimmer of hope...

The update about mortgage rates and qualification criteria.