Tyler Trompetter Mortgage Professional
2383 King George Blvd. V4A 5A4 Surrey, BC, Canada

In one word: INCORRECT In a few more words: One of the most common miss conceptions I hear from potential buyers is I was told I need to be at my current job for at least 2 years before I can apply for a mortgage?.. This is incorrect. In fact, I have financed purchases for buyers who have been as little as 1 day on the job. In MOST cases, the bank wants to see you have at least passed your probationary period at your new employer. Industry experience, background, education, and overall strength of the application all play a roll into approving a borrower who is new to their job. Also; if you are on probation, there is still nothing stopping you from getting fully pre-qualified for a purchase. Any questions - please let me know!

Always a pleasure to work with great people!

FACT: Buying with 0 cash of your own is possible. If you can qualify, you’re allowed to borrow the minimum required 5% down payment from your LOC, Credit Card, Instalment Loan, etc, and use it to buy a property. A gift from a family member is also an acceptable for of down payment. Keep in mind, the lender will need to factor in the monthly payments associated with the borrowed funds. Feel free to reach out with any questions!

Honoured to have just been named a Rising Star by Canadian Mortgage Professional magazine (and yes, this is a real magazine) Being named as one of the 50 next big names in the Canadian Mortgage Industry is quite humbling to say the least. I couldn’t have done it without all my amazing clientele, business partners, friends and family! Somewhere buried in a box of childhood memories at my mom’s house there is probably a piece of school work outlining my dreams of growing up to become a pro athlete, but today I’ll have to admit this is officially as close as I will ever get to being featured in Sports Illustrated! Cheers!

IMPROVE YOUR CREDIT SCORE A how-to guide: 1. Make all your payments on time, at the very least your minimum payments due. Every late payment will pull your credit score down.... 2. Borrow no more than 66% of the credit limit of your credit card or line of credit (ie keep a $5,000 cc balance under $3,300); the closer you are to your limit and going over your limit, even while making your regular payments, can negatively effect your credit score. 3. Keep your unused credit cards open and do not cancel. Believe it or not, having access to multiple credit cards and lines of credit are actually a good thing, so long as they are paid for responsibly. The longer the card reports on your credit report the better. 4. Setup Auto payments for your cell phone. Previously, cell phone bills had little/no effect on your credit score; however, recent changes to the scoring system have put more weight into the repayment history of your phone.