Garrett Tomalty
201-650 Cataraqui Woods Drive K7P2Y5 Kingston, ON, Canada

2020 is over and 2021 is here! For those of you who were forced to work from home through 2020, the CRA has added a new tax deduction to help! You can either calculate your actual expenses (including a percentage of your housing costs) or use their flat amount. For any other tax related questions, don't hesitate to reach out! https://www.canada.ca//work-space-/expenses-can-claim.html

"To rent, or not to rent?" That is the question facing a lot of young people today. In my position, I have heard just about every consideration and factor people use to make this decision. The overwhelming comment I hear is "I don't want to pay someone else's mortgage". I've said it, and to an extent, I still agree with it. I have to frame my recommendation based on the bigger picture. #firsttimehomebuyer #purchasingahouse #rentorbuy

The market is a scary place. If you decide to open up the Globe and Mail to check the daily news, you'll find a stock market 'ticker' sitting smack-dab in the middle of the page. Don't let your fear surrounding the markets erode the wealth you worked so hard for. #financialplanning #Inflation #purchasingpower

Do you know someone who is looking for a mortgage? I have a one time coupon for attending a training course through Canada Life and I'd love to share it with someone who is in the housing market! The coupon allows you to get 0.05% off of a new mortgage through Canada Life. In a low interest rate market, every rate decrease helps! **Mortgage has to be approved by Aug 31, 2020** So no time to waste!... So if you or someone you know is looking for a better mortgage rate, or are looking to buy a new home, send me a message and I'd love to help how I can! Please Like and Share!

There is so much out there when it comes to the parts and principles of investing that it can be hard to digest. This article is designed to help novice investors understand the fundamentals of what they are invested in. #financialplanning #Investing101 #investments #learning #NoviceInvestor

In changing times, I like to take a moment and reflect on my own understanding to make sure it is current and relevant to today's world. I built this survey to help people evaluate their financial foundations! Take the survey and see how your situation compares to what the experts say! https://gtomalty.ca/financial-literacy-survey/

My newest blog post, for people who are interested in the market analysis.

I don't think anyone would be confident in saying that they are comfortable in times of turmoil. Whether we're talking about finances or family, by definition, turmoil is a distruptive force that can shake the "norm". #change #fear #newmentality #personalgrowth #youcandoit