gp.mortgages

Brokers are mortgage experts. They know the market, follow trends, and know which banks and other institutions offer which mortgages products. They'll also know which lenders are offering discounts or deals on home loans. More importantly, mortgage brokers can save borrowers time getting a mortgage loan. A smart broker can identify the most appropriate lender for your specific circumstances and know which mortgages will be most appropriate. Mortgage brokers also handle the hassle of paperwork and interaction with lenders, which can help relieve stress from the loan process.

Low mortgage rates are enabling buyers to tackle higher home prices and secure a place of their own, with a largely fixed monthly cost, says Realtor.com chief economist Danielle Hale.

Mortgage rates remain very low, providing homeowners who have not already taken advantage of this environment ample opportunity to do so, says Sam Khater, Freddie Mac’s chief economist.

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