The Romano Mortgage Group
1-1423 Upper Ottawa Street L8W 3J6 Hamilton, ON, Canada

Common Uses of Reverse Mortgages This unique financial tool offers many benefits that no other product can offer. With the CHIP Reverse Mortgage, you are able to access up to 55%* of the equity in your home, tax-free. The money you receive can be used in a variety of different ways, including: Eliminating debt repayments Increasing your monthly cash flow Helping a child or grandchild... Early inheritance Unexpected health care costs Home repairs and improvements A dream vacation And more! By accessing the equity in your home, you are able to accommodate any financial obstacles and goals you have, without having to move or sell your home. One question I often receive is: How does a reverse mortgage work? A reverse mortgage is a loan secured against the value of your home. However, unlike a traditional Home Equity Line of Credit (HELOC) or a second mortgage, you are not required to make monthly mortgage payments for as long as you live in your home. And, you will maintain ownership and control of your home. If you would like to learn more about the CHIP Reverse Mortgage and how it can fit within your financial plan, please feel free to email me back or give me a call. I’d be glad to answer any of your questions and we can determine if this product may be an option for you. Phil Romano, CPMB Certified Professional Mortgage Broker M10002221 Verico House of Mortgage Experts #11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome See more

The state of the economy, in Canada and elsewhere, matters a lot. Phil Romano is keeping a close eye on interest rates/mortgage rates for his clients.

We remain OPEN to safely service our existing and new clients. We look forward to discussing your needs virtually. - Electronic Signatures - Secure, encrypted documents - Smartphone, tablet, laptop!... Always Striving to be your Trusted Mortgage Advisor for Life CONTACT US Phil Romano, CPMB Certified Professional Mortgage Broker # M10002221 Verico House of Mortgage Experts # 11972 The Romano Mortgage Group (Ontario Essential Service) 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street Hamilton, ON, Canada L8W 3J6 [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome

Safely connect with us online....and... Please feel free to download my comprehensive Canadian Mortgage App! With it you can: *Calculate your total cost of buying a home *Estimate the minimum down payment you need *Calculate Land transfer taxes and the available rebates... Do you need a mortgage? Our NEW app is here! *Calculate the maximum loan you can borrow *Stress test your mortgage *Estimate your Closing costs *Compare your options side by side *Search for the best mortgage rates *Email Summary reports (PDF) *Use my app in English, French, Spanish, Hindi and Chinese https://www.canadianmortgageapp.com/app/phil-romano See more

This NEW YEAR we wish you luck, prosperity and health. We look forward to serving you and your friends & family in 2021! Happy New Year!!!

Thinking warmly of each of you and wishing your family an extra measure of comfort, joy and hope this Christmas. - Phil Always Striving to be your Trusted Mortgage Advisor for Life Phil Romano, CPMB... Certified Professional Mortgage Broker M10002221 Verico House of Mortgage Experts #11972 The Romano Mortgage Group https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor

"We have enough income every month, but we want to give some money to our children, can we use a reverse mortgage to do this?" Yes you certainly can use it for that purpose and quite a few Retirees set up a reverse mortgage for exactly this reason. Always Striving to be your Trusted Mortgage Advisor for Life... CONTACT US Phil Romano, CPMB Certified Professional Mortgage Broker M10002221 Verico House of Mortgage Experts #11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome

FIRST TIME BUYERS Are you a first-time buyer? Let me help you through the confusing maze of lender options, mortgage documentation, and terminology you are dealing with as you go through this process. Call or apply online now and we will get the ball rolling for you. With electronic access to over 50 lenders we will ensure that you receive the best rate for the product of your choice.... https://www.philrom.com/ https://www.whyreversemortgages.ca/ Always Striving to be your Trusted Mortgage Advisor for Life Phil Romano, CPMB Certified Professional Mortgage Broker M10002221 Verico House of Mortgage Experts #11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome

We remain OPEN to safely service our existing and new clients. We look forward to discussing your needs virtually. - Electronic Signatures - Secure, encrypted documents - Smartphone, tablet, laptop!... Always Striving to be your Trusted Mortgage Advisor for Life CONTACT US Phil Romano, CPMB Certified Professional Mortgage Broker # M10002221 Verico House of Mortgage Experts # 11972 The Romano Mortgage Group (Ontario Essential Service) 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street Hamilton, ON, Canada L8W 3J6 [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome

The feeling of home; more important now - perhaps than ever. If you need a new mortgage, a reverse mortgage or a mortgage renewal, please reach out to Phil. Always Striving to be your Trusted Mortgage Advisor for Life... CONTACT US Phil Romano, CPMB Certified Professional Mortgage Broker # M10002221 Verico House of Mortgage Experts # 11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street Hamilton, ON, Canada L8W 3J6 [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome

For 28 years, I have had the privilege of providing customers with the highest standards of professional mortgage service and advice. My experience and knowledge of the constantly changing mortgage industry and local real estate market helps me provide custom tailored solutions to fit your personal financial goals. My role is to work exclusively with residential and commercial mortgage customers whether you are looking to purchase a property, transfer a mortgage, or refinance... an existing mortgage. https://www.philrom.com/ As a Certified Professional Mortgage Broker (CPMB) with Verico House of Mortgage Experts (VHME), I am able to offer my customers some of the most innovative residential and commercial lending products available in the marketplace today. I will discuss with you the variety of options available and recommend the best solution to meet your individual needs. I can meet with you (Currently Virtually - phone/video) at your convenience even outside of normal banking hours, including weekends and evenings, to suit your schedule. My goal is to make your mortgage experience as comfortable as possible. Always Striving to be your Trusted Mortgage Advisor for Life CONTACT US Phil Romano, CPMB Certified Professional Mortgage Broker M10002221 Verico House of Mortgage Experts #11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome

Be in control of your own mortgage! Always Striving to be your Trusted Mortgage Advisor for Life CONTACT US Phil Romano, CPMB Certified Professional Mortgage Broker M10002221... Verico House of Mortgage Experts #11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome See more

We invite you to visit our educational and informative mortgage and lending portal! https://www.philrom.com/

Always Striving to be your Trusted Mortgage Advisor for Life https://manulifebankmortgages.ca/manu.../about-manulife-one/ Phil Romano, CPMB... Certified Professional Mortgage Broker M10002221 Verico House of Mortgage Experts # 11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street [email protected] https://www.philrom.com/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome

Always Striving to be your Trusted Mortgage Advisor for Life CONTACT US Phil Romano, CPMB Certified Professional Mortgage Broker M10002221 Verico House of Mor...tgage Experts #11972 The Romano Mortgage Group 905-516-1150 Cellular 1-888-812-8292 Toll Free Fax [email protected] 1-1423 Upper Ottawa Street [email protected] https://www.philrom.com/ Manulife One you’re in control. Manulife One Mortgage - Flexible payments and easy access to home equity for the unexpected. https://manulifebankmortgages.ca/manu.../about-manulife-one/ https://www.whyreversemortgages.ca/ #philromano #mortgage #mortgageadvisor #romanomortgagegroup #house #condo #residential #commercial #privatelending #verico #creditcard #loan #housing #realestate #home #hamilton #ontario #mortgagebroker #property #refinancing #reversemortgage #familyhome See more