Greg O'Brien, CFP, CLU at Dunphy Molloy & Associates
556 Topsail Rd. A1E2C5 St. John's, Newfoundland and Labrador, NL, Canada

As a broker of insurance, we offer products from all of the top carriers of life, disability, critical illness and health insurance in Canada. One of the more interesting developments that I've seen in the last few years is Manulife's Vitality plan. Included with a term life insurance coverage, it can offer a lot of incentives to lead a healthier lifestyle like discounted Apple watches and Goodlife memberships, free Garmin devices, savings on hotels.com , Amazon gift cards and a free annual health assessment from ExamOne. On top of this, it is often the lowest cost option. Looking for something more from your life insurance? Reach out to me to learn all about it. https://www.youtube.com/watch?v=6bXKOgoaero&t=32s

I work in an industry that has traditionally been dominated by males. Things are slowly starting to change with a wonderful uprising of women demonstrating that they belong in finance, can thrive here and lead financial planning to a better place. I won't list them all off - there are excellent women that I work alongside every day and colleagues in the industry that I admire. I just want to say that I see you, I respect you and keep pushing forward. I'd also like to point o...ut a little known fact - you can actually support women's leadership in the way that you invest. Several of the investment companies that we work with have mutual funds focused on investing in companies that prioritize and advance women’s leadership and development. This allows investors to align their investment objectives with their values by harnessing the benefits of gender diversity. See more

Many Canadians are increasingly relying on their own resources to fund their retirements. Here are ten strategies to make your RRSP grow and support your retirement goals. #IPC #FinancialPlanning #ValueOfAdvice https://www.ipcc.ca//21_IPC_10WaysRRSP_CORP.pdf/958843ce-0

Check out some of the links at the bottom of this article for great tax planning ideas! I didn't write the corny Christmas part :P

Its hard to believe that Christmas is around the corner and the year is coming to a close, yet its seems like this year has been an eternity or least we have be...en through one. This year has had it challenges and for some this year has been more of a struggle than most. That's why we felt we should try to make a difference through one of our local charities and help out a few families this Christmas. We decided to make a $10,000 donation to The Bridges to Hope and we were excited to hear that our donation will help feed and relieve suffering for hundreds of families into the New Year.

IT'S MOVING DAY! Our new location will be open for Business On Monday November 9th, 2020.IT'S MOVING DAY! Our new location will be open for Business On Monday November 9th, 2020.

This topic can be novel for more than just young adults. Here are the basics on two common investments - stocks and bonds.

We are ready to work with you, whatever method that you choose best. Contact me today to get started.

Building Update: We are getting so close that we soon won't have anything to update because we will be in out new location! Things are moving fast now and our... target move date will be the latter part of the first week of November. We have so much to be thankful for, especially the great workers who are giving our new location their utmost dedication.

If you have, or are still, working from home this year. This is some good information about how you will be able to claim some of the related expenses on your tax return. There are some wrinkles to be ironed out but things are in the works to make it an easy and efficient process.

It's been a wonderful year for my family and I just want to show some gratitude toward my clients at this time. I believe financial planning is very important and what we do provides value in the lives of the people that we work with. It's very rewarding to work in this field and I appreciate that I have been granted great opportunities. Someone told me early on when I got into this business that you will have clients and you will have customers. Customers are the people that you sell a product to while clients are people that are under your care and protection. I've kept that with me and strive to look after those that work with me on all of their financial matters. I'm very thankful for your trust and choosing to work with me for advice and service. From my family to yours, happy Thanksgiving!