Insureline Brokers Elite
256 - 91 street, SW T6X 1W8 Edmonton, AB, Canada

Are you a business owner? Do you carry an errors and omissions insurance policy? We can help you to determine whether or not this policy is right for you!

Tip Tuesday Have you gotten your home ready for Spring yet? This Spring Home Maintenance Checklist will help you to prepare your home both inside and out for the upcoming season!

We are proud to work with a variety of insurance partners. This gives us the peace of mind in knowing that we have provided each and every one of our clients with the best possible coverage for their needs! Contact us today for a free quote 780-638-1712

Friday Funnies

Contractors are exposed to extra risks daily and need to have the correct coverage to protect themselves. Do you have all of the coverage you need? We are happy to answer any questions you may have, send us a DM today!

Just a friendly reminder that we’ve only got 5 more Friday’s until Christmas

We want to simplify the insurance process for you. With Insureline Elite, we do all the shopping for you to find the lowest price while still providing the best coverage for your needs. Visit our website today to learn more about what we can do for you www.insurelineelite.com

How’s your week going so far?

Tip Tuesday If you are like many other Canadians going stir crazy at home due to COVID19, it might have crossed your mind to pour some love into your home with a renovation. Home renovations can affect your home insurance policy and it is important to notify your broker of any renovations, here’s why: One of the best things about home renovations is that they can increase the value of your home. But it’s also because of this that you need to let your home insurer know abo...ut the renovations. Remember that your home insurance is there to replace the cost of your home should anything happen to it. If your house is going to cost more to replace after you make the renovations and up its value, your home insurer needs to know about it. Also be sure to keep receipts of any work done, as the insurer may also want to see these. Home renovations can require your home to be vacant or unoccupied which will always affect your insurance coverage. If you need to leave your home for renovations let your insurance company know and ask if you need a vacancy permit. These may have a slight cost attached to them; but you’ll know your home’s covered even if you’re not in it. Insuring injuries. Whether you have hired a contractor or have asked a friend to lend a hand for a DIY project it is wise to call your insurance company. Find out if you can add liability insurance to your coverage for the period of time when work is being done. It can save you more than you know in the end. You may not want to speak to your home insurance company before making renovations. You may even be worried that your premium is going to go up, or that they won’t let you do the work. While there’s no need to worry that you’ll be restricted from doing the work (it is your home after all). Your insurance rates may go up, even if only temporarily. Rest assured though, even rising rates can protect you from bigger things in the end. Things like finding out when it’s too late that you’ve inadvertently voided your home insurance policy, or that it no longer applies to your home because of the renovations you’ve done.

If you’re planning a winter vacation contact us today. Learn more about the proper travel insurance you and your family will need and be sure to keep up to date with all the current travel restrictions in place. 780-638-1712

An automatic water shut-off device can help prevent damage from leaking or defective pipes or appliances by detecting water either by monitoring flows in the pipe or by sensing water on the floor. When flow is irregular or moisture is detected, the valve shuts off the water supply to your home. The installation of this one device can prevent a significant amount of the damage caused by water leaks!

Enjoy your weekend

Tip Tuesday Car insurance rates vary from person to person and are usually based on a number of factors. Rates are usually determined by things like vehicle type, location, age and driving record, most of which are uncontrollable factors. The easiest way for almost anyone to control the cost of their car insurance is to maintain a good driving record. Traffic violations and tickets are pricey on their own but the penalty does not stop there, a single speeding ticket can ...cause a significant spike in your insurance bills too. This is because your insurance premium ultimately reflects the risk you resent to the insurance company. Below are some common driving tickets you want to avoid if you want to keep your insurance rates affordable: Texting while driving Speeding Driving under the influence No seatbelt Running a red light Illegal/Improper turns At the end of the day, knowing the rules of the road and practicing safe driving are your best strategies for avoiding traffic tickets and higher insurance rates. If you have experienced a premium increase in your insurance rates due to traffic convictions, give us a call so we can answer any questions and make sure you are still getting the best possible rates.

Once the mortgage papers have been signed, our sister company Insureline Brokers Elite can help with all of your home insurance needs

Did you know that condo or townhouse owners have special insurance requirements? If youre unsure if you have the right coverage or if you want an updated quote on your insurance give us a call today. 780-638-1712

Tip Tuesday Auto Accident Forgiveness. This coverage will help you save money if you are involved in an at-fault accident. It protects your driving record with your insurance company and you should not see an increase in your premium due to the accident.... Qualifications: Licensed 8 or more years. (Learners permit does not qualify) No accidents in the last 6 years. No more than 2 minor convictions in the last 3 years. No serious or criminal convictions in the last 3 years. Qualifications vary per company and the coverage is not automatically added once you qualify. Please call your broker to add Accident Forgiveness to your policy.

Wow! The Simply Supper Ltd. Junior Lemon Squeezers did an amazing job this year on Lemonade Stand Day and raised $165,422.46 in support of the Stollery Childrens Hospital Foundation! #lemonloveyeg

Have you ever thought about using an insurance broker? Using an insurance broker allows you to have the best coverage and price without ever having to shop around. Visit our website today to learn more! https://insurelineelite.com

It always gives us great joy to hear from our happy clients!

Tip Tuesday Protect yourself and your home from a loss with these simple tips Inside your home: - Take the time to inspect and change your smoke and carbon monoxide detectors regularly.... - Install an alarm system to monitor fire, burglary, freezing pipes and sump pumps. - Keep all windows and doors locked when you are away. - Regularly clean chimneys and dryer vents. Inspect and maintain window and door weather-stripping, furnace, hot water tank and all appliances. Outside your home: - Maintain the outside of your home by pruning your trees, mowing your lawn and removing debris that gathers around garages, sheds and garbage can areas. - Regularly inspect and clean your gutters and downspouts. - Check your propane tank on your barbeque for leaks or corrosion. - Keep walkways and driveways clear of hazards and make sure there is adequate lighting to prevent injuries. - Maintain and inspect the roof, siding, sprinklers and the foundation for cracks to prevent water damage.

Planning a fall getaway or a winter ski trip? Travel insurance even while travelling within Canada is always a good idea. We can give you the peace of mind you need to enjoy your trip

Enjoy your long weekend! What do you have planned for the last long weekend of summer?

Its that time of year again, children are returning to the classroom. Please remember to keep an eye out for busses, children crossing the street, riding bikes and as always, obeying the 30km/hour speed limit in the school zone. Stay safe everyone

If you have poured your blood, sweat and tears into a restoration, you want to be sure you have the proper insurance coverage that includes the value of your time and effort as well as the true value of your car. Classic Car insurance covers liability, collision, comprehensive and uninsured and underinsured motorist coverage just like traditional auto insurance. Contact us today if you have any questions .... 780 638-1712 See more

Tip Tuesday Did you know that there are limits under your property (Home/Tenants/Condo) policy for specific items? Below are the limits for the items. These limits can be increased on your policy (depending on company):... - Jewellery, watches, gems, fur garments. Limits range from $2,000 - $10,000 - Each bicycle, tricycle, unicycle or e-bike and its equipment and accessories. Limits range from $500 - $3,000 - Works of art, such as paintings, photographs, drawings, etchings, prints and lithographs, including their frames, sculptures, statuary and antiques, and hand-made rugs and tapestries. Limits range from $5,000 per item - $15,000 per item. - Collectibles, such as sports cards, sports memorabilia and comic books. Limits range from $1,000 - $10,000 - Manuscripts, stamps and philatelic property (stamp collections). Limits range from $1,000 - $2,500 - Numismatic property (collection of currency, including coins, tokens and paper money). Limits range from $200- $1,000 - Watercrafts including the trailer, furnishings, equipment, accessories and motors. Limits range from $1,000 - $3,000 - Business property on your premises (supplies, books, tools, instruments). Limits range from $2,000 - $5,000. - Securities (tradable financial asset). Limits range from $2,000 - $7,500 - Spare automobile parts. Limits range from $1,000- $2,000 The limits for the items below can not be increased: - Money, cash cards (pre-paid visa) and bullions (gold, silver and etc. in the form of bars, ingots or coins). Limits range from $200 - $1,000 - Lawn mowers, gardening equipment, golf carts and snow removal equipment. Limits range from $5,000 - $10,000 Utility trailers. Limits range from $1,500 - $2,000 - Animals, birds or fish is covered up to $2,500 - Personal property in a safety deposit box in a bank is covered up to $10,000 - Renewable energy equipment is covered up to $5,000 - Cannabis is covered up to $500 - Golfing equipment and accessories is covered up to $3,000 The above items and limits vary per company, please call your broker to confirm the items and limits.

Shopping for auto insurance can be a long and stressful process but it doesnt have to be Our advisors will do the shopping for you and you can rest assured that youve got the best coverage for the best price. Give us a shout today

Whos excited for Simply Supper Ltd.s Lemonade Stand Day in support of the Stollery Childrens Hospital Foundation? The big day is happening this Sunday, August 30th! Visit a stand near you and support this incredible cause Get all the details on how to find a stand here: https://lemonadeyeg.ca

Fall is just around the corner. Prepare your garden for the upcoming season https://www.hgtv.com//prepare-your-garden-for-fall-pictures

We offer the best commercial insurance at the best price! We shop Canadas largest insurance providers to ensure youre getting the best coverage possible every time! Contact us today

Imagine waking up one day and finding out that there is a house 2,000 miles away, in your name, being foreclosed. Or getting a call from a debt collector in the next province badgering you to repay a $50,000 loan that you never took out. It happens every single day. And experts are seeing a bump because of the pandemic. Thats why Identity theft coverage on your home insurance policy is important! Our companies offer coverage including but not limited to: Your lost earnings f...or time off work that must be taken to complete fraud affidavits, meet with law enforcement or credit agencies, merchants, or legal counsel; Loan application fees for reapplying for loans where the original application was rejected because of incorrect credit information costs and expenses associated with restoring your identity with law enforcement agencies, financial institutions or similar credit grantors, and credit agencies including: a) notarizing affidavits or similar documents b) sending certified and registered mail c) additional charges for phone calls or texts. The cost of reasonable fees from the use of a professional fraud mitigation or restoration service. Speak to your broker about identity theft coverage to have the peace of mind knowing your home insurance will pay for eligible identity restoration costs and expenses resulting from an act of identity fraud discovered during the policy term.

Its the start of a new week and time to get things done Whats on the agenda?

As a renter or a tenant who is renting, you need to have the proper insurance coverage for theft, fire, property damage and so much more. Dont get caught without the insurance you need to keep your belongings and your property protected. Contact us today!

Plan your weekend of fun and adventure right here https://www.todocanada.ca/things-to-do-in-edmonton-this-we/

Do you have a last minute summer vacation planned to discover our beautiful country? Travel insurance even while travelling inside Canada is important for many reasons. We can guide you in choosing the coverage thats right for you

Tip Tuesday Vacation trailers (tent trailers, travel trailers, 5th wheels, toy haulers) are not automatically covered on your Property Insurance (Home, Condo, Tenants) and it must be added on. Coverage options for the trailer:... Guaranteed Replacement Cost (Replaces with a new model of like kind and quality) , Replacement Cost (Replaces or repairs with like kind and quality) or Actual Cash Value. Extra coverage included: Contents of the trailer; Loss of use: Rental cost of a replacement vacation trailer of similar kind and quality; Reasonable expenses to return your vacation trailer back to your primary address; Emergency Road Side Assistance such as, towing when your vacation trailer is disabled on your trip. Debris Removal in the event of an accident. Attachments and private detached structures; such as, sheds, decks, patios, awnings, and equipment commonly used with the trailer. Please note: -There are limits and it varies per company - Coverages are subject to exclusions - Only applies to qualified claims

General liability insurance protects your companys assets as well as pays for certain obligations you may incur. If youre unsure whether or not you need general liability insurance, we can help to answer all of your questions!

The weekend is here Whos ready?

Its always fun to hit the highway on your motorcycle on sunny summer days. Before you head out, do you have the correct insurance coverage for your needs? We can answer any questions you have

Dont delay, get your stand registered for the Simply Supper Ltd. Lemonade Stand Day in support of the Stollery Childrens Hospital Foundation We sponsoring this annual event! Get your stand registered before its too late, click here for registration details: https://bit.ly/2OjNWcr

TIP TUESDAY Insuring both your property and auto insurance with the same company and brokerage is beneficial! You qualify for the following:... Combined policy discount One deductible to pay if damages occur to the property and auto at the same time. Ex. Hail or flood damage to the property and auto (if full coverage on the auto) One company and brokerage managing your policies to easily assess your needs and identify any gaps of coverage

Did you know we offer wedding and event insurance? Even for todays smaller gatherings its a good idea to get the coverage you need to protect yourself and your guests. Ask us for details

Be sure you have the right coverage

Have you ever tried campfire cones? Were sharing this camping treat from our friends at the Collin Bruce Mortgage Team If you want to try this sweet treat on your next camping trip you will need: marshmallows your favourite candy... chocolate cones You can either roast them over the fire or put them on bbq to melt everything together

Summer is in full swing and everyone loves boating! Do you have the proper insurance coverage for your watercraft? Give our team a call to make sure you, your loved ones and your boat are covered!

Tip Tuesday FACT: Renters are not covered under the landlords insurance. Do you need tenants insurance? Ask yourself this:... If you accidentally cause fire damage to the home, are you able to afford the repairs? Can you financially replace all of your belongings due to a fire, theft or vandalism? Could you handle costs of a lawsuit and medical bills if someone is injured in your home? If you answered no, you need tenants insurance. Below are the main coverages of tenants insurance: Coverage for your belongings (furniture, clothing and etc.) Living expenses to cover hotel costs due to a covered claim Liability protection (accidental property damage or bodily injury to others at your home or anywhere in the world)

That long weekend feeling.....enjoy your extra day off today

How does using an insurance broker work?

The long weekend is almost here! Are you ready to do some camping? This detailed checklist is a great start to ensuring you have everything you need to enjoy your long weekend camping

Have you registered your stand for the 7th annual Simply Supper Ltd. Lemonade Stand Day in support of the Stollery Childrens Hospital Foundation? We love sponsoring this annual event! Get your stand registered before its too late, click here now for registration details: https://bit.ly/2OjNWcr