Kristi Knippel, Mortgage Broker

Most days I am at my desk or at least cel phone in hand by around 9 until about 5:30 I try to be as accommodating and as available as I can so if needed, I can accommodate a phone call or virtual meeting in the evenings. For the most part I work Monday to Friday, but also happy to answer a phone call, text or accommodate a meeting on a Saturday I am never too busy to answer your question. Always feel free to contact me ... (306)227-7051 [email protected] See more

A Variable Rate Mortgage is a very good option to be considering. You Could potentially Save Thousands of Dollars in Interest Costs With a Variable Rate Mortgage Your interest rate will fluctuate with any changes in prime interest rate. If prime rate goes down, more of your payment will go towards paying off your principal; if prime rate goes up, more of your payment will go towards interest costs. If you need help deciding if a variable rate is right for you, I am always happy to help. Give me a call (306)227-7051

Kristi, how do you get paid? The lender we eventually do your mortgage with pays me a finders fee/ commission. You get professional advise, experience and amazing service all for $0 I am always happy to help, feel free to reach out.

Kristi Knippel - Mortgage Broker Focus is always on the very best interests of my client My passion is helping people. Empowering clients with the knowledge they need to make better, more informed financial decisions. ... Committed to finding practical solutions that make a difference for my clients and their families. Trust me for all of your home financing needs. See more

Like music and art, love of nature is a common language that can transcend political or social boundaries. Jimmy Carter Reflecting on some of my many favourite places on this beautiful earth

Kristi Knippel - Mortgage Broker Focus is always on the best interests of my client. My passion is helping people. Empowering clients with the knowledge they need to make better, more informed financial decisions. Committed to finding practical solutions that make a difference for my clients and their families. ... Trust me for all of your home financing needs. See more

More Stress Test Changes could be coming. The Office of the Superintendent of Financial Institutions (OSFI) have proposed changes to its uninsured mortgage stress test, which would raise the current minimum qualifying rate from 4.79% to 5.25%. If it comes into effect on June 1 as proposed, the measure is estimated to reduce the purchasing power of homebuyers by approximately 4%. Canada’s average home price rose 31.6%or $172,361over the last 12 months. The average national price now stands at $716,828, according to data from the Canadian Real Estate Association (CREA). Even Even without the high-priced markets of the Greater Toronto and Vancouver Areas, the average price still stands at $556,828, up 34.3% from last year.

Wash your Hands & Love each other

Bank of Canada Rate announcement!!Economist speculated that the Bank would hold its overnight rate steady but also signal its intention to begin tapering the asset purchase activity that has been the cornerstone of monetary policy since the pandemic began. They were partly right. The Bank held its overnight rate steady as expected, but did not budge in its commitment to using Quantitative Easing to keep interest rates low across the yield curve. All of this is great news for home buyers. Got questions, please reach out. I am happy to help

Bank of Canada announces no changes to the .25% overnight rate. Prime Rate will remain at 2.45% But.... long term rates are increasing. Are you confused yet? I am happy to explain Feel free to give me a call (306)227-7051

Focus is always on the best interests of my client. My passion is helping people. Empowering clients with the knowledge they need to make better, more informed financial decisions. Committed to finding practical solutions that make a difference for my clients and their families. Trust me for all of your home financing needs.

Interest rates are at historic lows. If employment, savings and credit scores are in good order and you are ready to own a home, it is a great time to buy. Making the decision to buy is a big one!!!! So...let’s take the first step with a Pre-approval.. We will work together to figure out your perfect home buying budget that allows you to continue savings and enjoying your life. I want to help educate and guide you. There is no better time than now.

Throw Back 10 years ago When this picture was taken I was a banker & for a short time a brunette. About 7 years ago I decided I wanted to provide more and better options for my clients than the limited products I had access to as Mortgage Specialist with the financial institution I was working with. Becoming a Mortgage broker was not easy and there was a LOT I had to learn and I am still learning. As an Accredited Mortgage Broker, I have access to many different lenders, which allows me to provide unbiased advice, service and mortgage lending products to my loyal clients. I absolutely love being a Mortgage Broker and I am very proud to be a part of an industry that is making a difference in the lives of so many Canadian Families

From my family to your’s Happy Family Day!!!

Mortgage rates are well below 2% It just makes sense to finance your real estate investment. If you have a mortgage you should be looking closely at it. If you don’t have a mortgage you might want to think about taking one out. ... I am always happy to help Give me a call or DM See more

Are you dreaming about purchasing a new home? Maybe your first home? Down sizing / simplifying? Or maybe a second home/vacation home? ... Mortgage financing rates have never in history been this low. Call me (307)227-7051 I would be happy to help

An average Canadian owes about $1.70 for every dollar of income he or she earns per year, after taxes. In the 1990s, the average Canadian owed just 85 cents per dollar they earned. The average Canadian owes almost $24,000 in credit card debt, loans and lines of credit. With little to no value for the assets that were acquired with this debt. In my opinion, there is an obvious necessity for financial education. Canadians are simply not financially literate enough. Far too m...any people do not possess the knowledge and ability to make good financial decision which is leading to pro-longed debt, low credit scores, and lack of savings. Financial illiteracy is not bias and affect many Canadian households, regardless of income or education level, and it can dramatically affect every aspect of life. Financial stress is one of the number one caused of mental health issues. Financial Literacy month is even more significant with all Canadian households facing one of the most challenging years on record due to the economic impacts of the COVID-19 pandemic. See more

November is Financial literacy month. During the month of November Canadians are encouraged to discover new ways to become more savvy with their money. What can you do to invest in your Financial well being? Check out @fcac_can for tips and resources

Cheap money is here to stay! At least for the next 2 years says the Bank of Canada after they reaffirmed their interest rate decision this week! What Does this Mean for Mortgage Rates? The Bank’s announcement affects both fixed and variable rates. Fixed rates are expected to remain low, and likely fall further, due to the Bank’s renewed commitment to purchasing longer-term bonds, which will help keep rates low for the ever popular 5-year fixed term. And the Bank’s guidance o...n maintaining its overnight rate at 0.25% until at least 2023 bodes well for existing variable-rate holders, to the extent they can rest assured their rates won’t rise. In plain language Money has never been this cheap!! It’s a great time to make an investment. first home, a new home, refinance to renovate your home, vacation property/ 2nd home, revenue property tax deductible debt strategy to invest into the stock market If you have questions, I am happy to help. If you have a mortgage, you should be taking a close look at it