Melanie Clucas

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Is your mortgage coming up for renewal? You'll want to start thinking about your mortgage renewal 3 to 4 months before your renewal date. This will give you time to re-evaluate your current financial position and goals. Will you be moving in the near future? Are you planning any renovations? I can help you through your mortgage renewal process. https://bit.ly/2vQgQv1

Renew or refinance? Your life can change a lot over the course of a mortgage term. You may have new financial considerations like new family members, renovations, or may want to consolidate other debt. I can help you decide whether refinancing makes sense for you and your goals. https://go.td.com/32OzhMJ

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What is the mortgage stress test? Let's talk about how you might be impacted by the mortgage rules. https://go.td.com/2HjZecR

#DYK Getting a mortgage pre-qualification is NOT the same as getting a mortgage pre-approval. When you are pre-approved, you have a much clearer picture of the home you can afford and what you'll pay each month. https://go.td.com/39yVFw7

Good job TD!! http://www.bnnbloomberg.ca/td-bank-lowers-its-posted-five-y

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What a beautiful place. https://m.facebook.com/story.php?story_fbid=1500911616731930&id=169180413238397

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