Michael Boccia Mortgages
2 Farningham Cres M9B 3B5 Toronto, ON, Canada

Wishing you all a happy healthy and safe 2021!

Are you looking to purchase a property? Contact me so you can shop with confidence by getting a pre-approval.

Wishing all my clients friends and family a wonderful Thanksgiving.

Wishing you all a wonderful Canada Day! Happy Birthday Canada

Wishing all my clients friends and family a wonderful Thanksgiving.

Wishing you all a wonderful Canada Day! Happy Birthday Canada

Donate https://blacklivesmatter.ca/donate/

Wishing all my clients, friends and family a wonderful Easter weekend. Continue to find meaningful and creative ways to connect while staying safe and healthy. #covid19 #stayhome #socialdistancing #telework #zoommortgagemeeting #mobilemortgagespecialist #zoom #whatsappcovid19 #mortgageanswers #mortgageoptions #atyourservice

Canada Emergency Response Benefit (CERB) The government will provide a taxable benefit of $2000 a month for up to 4 months to eligible workers who have lost the...ir income due to COVID-19. There are two ways to apply: Online: https://www.canada.ca//s/benefits/ei/cerb-application.html Over the phone with an automated phone service: 1-800-959-2019 or 1-800-959-2041 #stayhome #flattenthecurve #mcc

With each day that passes, the COVID-19 situation continues to evolve, and along with it, new challenges. I have been receiving many inquiries from clients asking about what they can do about their mortgage including reducing and even deferring their mortgage payments. These are unprecedented times and I want to update you on some of the options you may have with your mortgage. Please click on the link below to view our Mortgage Survival Guide. In this guide you will find the... various options you have as a homeowner with respect to your mortgage including deferral of payments. https://www.canva.com//DAD3wbO/qeR-j7_Mmo1YCW7KbiwL2Q/view

The new year is a good time to look at how much equity you have in your home. Accessing this home equity gives you the power to renovate, buy an income property, pay off high interest debt or buy a vehicle amongst other things. Contact me for a no obligation consultation to find out how refinancing your home can benefit you. #mortgageagent #refinance #mortgageadvice

Cell phone bills have to be paid in full each month. Failure to do so can affect qualifying for a mortgage as it adversely affects credit score. Contact me today to review your credit and ensure you are on the right path to home ownership.

November Newsletter is Here! Enter to Win a $50 Gift Card to Hudson's Bay. https://mailchi.mp/6a870aa4199b/november-newsletter

Want more information on how to get on the path to a good life? Contact us today so we can get you started. #useequitytomakemoney #buildingwealth #payyourmortgageoff #payforyourkidsschool #helpyourchildrenbuyahome #torontorealestate #mortgagetrain #mortgagebroker #mortgagerates #lender #realtorseminars @davidvcinelli_realtor

Remembrance Day #lestweforget #remembranceday

Today I ride with my #bil @alessandrovirgulti to raise awareness and in support of men’s mental health and suicide #120kmhereicome #pelotonride #mensmentalhealth #endthestigma

Mortgages are not as simple as picking the lowest interest rate. Your current situation or future goals dictate the strategy that you should employ. Contact me so that we can determine the best strategy and mortgage product for you!

Soaking up every last minute of summer before Sydney goes to JK. #icecreamfordinner #beingakidwithmykids #workhardplayhard #yolo #summerfun

UPDATE: Rates now as low as 2.39% Is your mortgage rate 3.39% or higher? If it is, you can save a lot of money by breaking it for a new rate. 5 year fixed rates are now as low as 2.59% Contact me and start saving money!

Tyler shares everything you need to know about the new Federal First Time Home Buyer Incentive in our latest "Insider Tips From The JKT" video. If you're considering buying in Toronto, give us a call at 416 762-5949, we'll happily guide you through the process

Win A $50 Gift Card To Indigo - http://eepurl.com/gvG6GL

Indigo.ca Is This Month's VIP Club Giveaway! - https://mailchi.mp//indigoca-is-this-months-vip-club-givea This month I am giving away a $50 gift card to Indigo. Please click on the link for your chance to win!

HOT RATE ALERT Best 5 year fixed rate I have seen in almost a year. Contact me to see if your situation qualifies for this rate. Eligible on purchases - refinances - switch transfers 2.89%

Happy Mother's Day to the very best mom that I know @ddr29. Sydney and Kate not only have a awesome mom who takes care of them, keeps them safe and loves them, they have an amazing role model to look up to and aspire to be like. Thanks for everything you do for our kids and family. We love you.

Did you buy your home in the spring? If so, a renewal may have arrived or be arriving in your mailbox. Before you sign your renewal please give me a call. This one phone call will walk you through the details of the renewal AND will let you know if there is a BETTER product out there to suit your short and long term goals. Don’t just sign your renewal call me so I can ensure you are in a mortgage product that can save you money and provide you with flexibility. #mortgagerenewal #gtamortgageexpert #mortgagebroker #mortgageagent #mortgageadvice #honestmortgageadvice #fixedrate #variablerate #springmarket #homefinancing #refinance #mortgageterms

#bellletstalk #endthestigma #raiseawarenessnotstigma #mentalillnessisanillnessnotachoice

Today's mortgage market minute I give 3 reasons why you should consider a variable mortgage. Contact me with any questions. #torontomortgage #mortgageoptions #gtamortgage #customerservice #mortgageagent

On today's mortgage market minute I give you 3 reasons to consider a variable mortgage. As always call or message me with any questions you may have #variablerate #lowmortgagerates #gtamortgage #torontomortgage #mortgageoptions #mortgagebroker #mortgageagent

Bank of Canada holds key interest rate at 1.75% #interestrate #bankofcanada #mortgagerates #mortgageoptions #torontobuyandsell #preapproval #creditscore #variablevsfixed #honestmortgageadvice @mortgagecentrecanada #mortgagetrain #livechatmortgage

Happy New Year everyone. Is 2019 the year you remodel parts or all of your home? Have a look at the 2019 design trends featured in Houzz. If your savings is not quite where it needs to be to make these projects a reality contact me to see if refinancing is a good option for you. https://www.houzz.com/ideabooks/114552119

Thank you 2018! I’m ready for you 2019. Looking forward to serving you with upfront honest mortgage options in the year ahead. To my clients family and friends thank you for your trust and may 2019 be your best year yet. Happy New Year. #newyear #thankyou #365newdays365newchances #mortgageoptions #constructionloans #refinancing #firsttimehomebuyer #mortgageadvice

My family and I would like to take this opportunity to wish all of you a very Merry Christmas. Enjoy the next few days with family and friends. May the presence of those you love be the best present you receive this year.

Check out my latest video. Wishing you a Merry Christmas and all the best this holiday season. I look forward to helping you with all of your mortgage needs in the new year!

Thank you for having us today @mommunity_market @mommunity_ we hope you enjoyed Peppa Pig! And thanks to @big.wish for these great sweaters contact @big.wish for all your marketing needs!

Your mortgage rate is not the only factor to consider when choosing a mortgage product.

Had a great time on @whiskyinthe6 Preparing cocktails just in time for the holiday season. Full video can be seen via the link in my bio. If you have yet to follow @whiskyinthe6 head there now and make sure to subscribe to his YouTube channel for amazing whisky reviews and all things whisky! #whiskyreviews #christmascocktails #whisky #whiskyinthe6 #torontococktail #cranberryoldfashion #mortgagebroker #mortgageadvice #onceyouclosewithmeiwillmakeyouakillercocktail #celebrateyourhouseclosingwithacocktail #holidaypartycocktails

Had a great time on Whisky in the 6 making some holiday cocktails with my friend Rob De Santis if you have yet to follow Rob on YouTube as well as fb/instagram/twitter make sure you do so. Awesome whisky reviews available on his YouTube channel.

Celebrating and giving back with @ddr29 at the #cdrayofhope @cdrayofhope

Remembrance Day When you go home tomorrow tell them of us and say for your tomorrow we gave our today.

31% of mortgage consumers wish they had more information on what to do when faced with financial difficulties. These simple steps can help: http://ow.ly/rKIb30myPFo #FinLit #FLM2018

Mortgage pre-approval process. Contact me today to discuss all of your mortgage needs. You can also visit www.mortgagetrain.com where you will find resources and more.

If you set goals and have a sound approach to saving a house can be in your future. Current home prices and interest rates are not a reason to give up your dreams of buying a home. Contact me today to discuss your current situation and to determine what you need to buy your first home.

Some great tips as we face rising interest rates.

#dwarfismawarenessday #embracedifferences #dwarfismawareness

Took my girls with us to vote tonight. Teaching them young. Did you vote?

Today's mortgage market minute is all about first time home buyer programs. Contact me today to see if you're eligible for any of these programs. You can find all my videos on www.mortgagetrain.com #mortgageprograms #mortgageoptions #firsttimehomebuyer #mortgagespecialist #gta #financing #preapproval

Check out the latest @whitecabana post by @ddr29 part of a month long #whitecabanawearspink in honour of breast cancer awareness. Link in bio

What do you think of @benjaminmoore color of the year? Clients picking paint for their new home don’t you think this would make a perfect living and dining room color? #benjaminmoorecoloroftheyear2019 #paintcolor #closingday #mortgage #torontomortgageagent #customerservice #benjaminmoore #paintselection #mortgagerates

What do you think of the 2019 Benjamin Moore color of the year? I think it’s a perfect gray to complement a variety of decor. Clients moving into your new home would you consider this color?

Wishing all my friends, family and clients a wonderful Thanksgiving weekend. Thankful everyday for the support and trust you give me to find you the best product for your mortgage needs. Enjoy your weekend. #referralprogram #mortgagetrain #mortgagespecialist #thanksgiving #thankful

While you are waiting to close on your purchase or refinance please remember these "don'ts" swipe 6-10 #mortgagespecialist #honestadvice #providingoptionsforyouruniquesituation #variablerate #fixedrate #mortgagetrain #lenders #customerservice @ Michael Boccia - Mortgage Train

While you are waiting to close on your purchase or refinance please remember these "don'ts" swipe 1-5 #mortgagespecialist #honestadvice #providingoptionsforyouruniquesituation #variablerate #fixedrate #mortgagetrain #lenders #customerservice @ Michael Boccia - Mortgage Train

Bank of Canada holds key interest rate steady at 1.5% #mortgagebroker #mortgagerates #bankofcanada #variablevsfixed #mortgagetrain

Should you renovate or move? Let me help you make the decision. Mortgage advice you can count on. #honestmortgagebroker #transparentadvice #crunchthenumbers #tomoveornottomove #refinancetorenovate #mortgageagent #mortgagetrain @mortgagecentrecanada

Check out this great back to school shopping guide. Link in bio #canadianmade #backtoschool #supportlocalbusiness #ineedtorefinanceforbacktoschoolshopping #blog @whitecabana

Mortgage Broker vs. Banks. You all know what I think about this. This article outlines some pros and cons and features an interview with a very good friend.

When I’m not helping find you the best mortgage product for your personal situation I am hanging out with these two. #daddyslittlegirls

Have you ever thought about renting out your basement? Here are some pros and cons of renting out space in your home. https://nationalpost.com//income-properties-how-suite-they

Variable vs. fixed: A direct comparison of both for today’s rising mortgage rate environment. ht.ly/x4Uf30kWG42

Did you know that property taxes are a factor when you are trying to qualify for a mortgage. Have a read and see how property taxes vary in some popular GTA cities. #mortgagetrain #qualifyingforamortgage

The Bank of Canada has raised the overnight interest rate to 1.5% Contact me to find out what this means to you. #mortgagetrain #variablerate

Happy Canada Day! #truenorthstrongandfree #ohcanada #canadaeh #proudcanadian

With an extremely hot and humid Canada Day weekend upon us here are some tips on how to stay cool and safe. Happy Canada Day weekend everyone. http://wx.toronto.ca//70/3d086c1547479c9685258296005cd888

Going to a summer bbq this weekend or anytime over the summer. Here is a bbq host gift guide full of fun ideas. http://www.whitecabana.com///gift-guide-for-the-bbq-hosts/

Have you visited our website? Here you will find current mortgage information and publications, educational videos, answers to commonly asked questions and a live chat option. Visit www.mortgagetrain.com or contact me at (416)-898-4209

Would you stop eating or change the way you eat these 6 items? I personally would have a hard time with eating my meat well done.... especially after enjoying a tomahawk steak for Father’s Day (cooked rare) just this past weekend!

I'm back with your mortgage market minute. Today's video is about your credit score. Find out why it is important to know your credit score and how long before you start looking for a home, renewing your mortgage or refinancing you should contact me. Improving your credit score will put you in the best possible position to access the right mortgage product for your individual situation. Please contact me if you have any questions & visit www.mortgagetrain.com for mortgage information and videos.

Variable rate mortgages have consistently outperformed fixed rate mortgages over the years. Find out if a variable rate product is right for you. #mortgagetrain

10 terms that all current and potential homeowners should know.