Mortgages of Canada
4030 Sheppard Ave E M1S 1S6 Toronto, ON, Canada

On What COVID taught me... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

On How do you stay motivated... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

My business wasn’t the only thing that was impacted by Covid. The first lockdown probably started getting to me a little bit but that was before I realised a shift was needed. I started adapting to the new normal and focussed on the positive aspects of it. My two big takeaways were - Take your time with everything Shift with the times... Hope this helps you make the shift needed in your life and I would just like to mention that I am so thankful for you guys being open and transparent with me as I'm open and transparent with you. I love to hear stories about people shifting and growing and staying positive, so make sure to share your story in the comments below. #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

Having a good credit score is probably one of the most useful assets you can have. I’ve always highlighted its importance time & again and today I’m going to tell you how it allowed me to go ahead with my financial reset plan. 2020 was an absolute roller coaster of a year for me as I assume it was for most people. There were restrictions and rule changes that came into effect and it really forced me to reevaluate my business and recognize its shortcomings. Soon after that I... decided to go lean where I got rid of all my operational costs and basically, reset everything. Thanks to my good credit, the plan now is to purchase a business that’s already operational and is generating revenue. This move is a huge positive change for my financial portfolio and it will allow me to withstand whatever non-foreseeable difficult times lie ahead. Is there something in particular that Covid made you do that had a positive impact on your business? Let me know in the comments! #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

My daughter is my source of motivation. Being a single mom can get tough, especially if you don’t get any support from your child’s father but she helps me keep my head up. And you can do it too. Just go out there, explore your options and you’ll start to figure it out. Stay motivated, guys. That's all you've got to do. Be happy. Be thankful to get up every morning. That's all the motivation you need. If you need me, drop me a line, and we can talk about it. I’m here. ... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

On What Covid Taught Me... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

On What’s always keeping you motivated?... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

On How to Get a Home Loan with Bad Credit... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

Want to know what keeps me going? It’s the fact that I’m grateful for everything. I wake up and I am just grateful to be alive. I get to use my skill set and wisdom to help those around me and that’s truly a gift. It has a lot to do with knowing what your purpose is and I have definitely found mine, especially during COVID. What’s your source of motivation? Let us know in the comments. ... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

On How Do You Stay Motivated... #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

Did you know that if you have a low credit score, you can still secure a Home Loan? All you have to do is put up a larger down payment. It’ll be a minimum of 20% which is the same amount of down payment a self-employed resident in Canada is required to put up. In case your score is lower than 500, you might have to go with a Private Mortgage which is a loan at a higher interest rate. I’ll soon come out with a video covering this concept. Credit Score & Home Loans are comp...licated, so if you have any questions, just leave a comment down below and I’ll help you out. #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

If you’re wondering whether or not it’s possible to secure a Home Loan with bad credit. The answer is, yes! Let’s talk about our first option, you’ll approach the Home Loan the same way everyone else does but you’ll have to pay a higher down payment. A minimum of 20% that is. You’ll have to figure out whether it’s possible or not for you to provide the down payment but if you can, there’s nothing really stopping you. Now, let’s say your credit score is really low, perhap...s below 500, then you’ll have to go with the other option i.e. a private lender. They provide you a loan at a higher interest rate and that’s the primary downside of going with this option. Either way, don’t panic, make an informed decision and stick to the plan. Also, it’s important to remember that if you’re self employed in Canada, you also have to put up a minimum of 20% down payment. I’ll be doing another video soon talking exclusively about private mortgages so stay tuned. If you have any questions, feel free to comment down below and I’ll make sure to answer them! #samanthabrookes #morgagesofcanada #realestateinvesting #buyrealestate

Have anybody else that you can drum up to help you pay for this investment. #motivationalspeaker #motivationalquotes #successquotes #motivationalspeakers #motivationalquoteoftheday

"Know what’s happening in the neighborhood and what’s happening economically to see if there’s actually a profit in that property. #womenentrepreneurs #realestateinvesting #realestatelife #buyingahouse

If part of your investment strategy is buying and owning real estate, then you should take your credit score into account because it’s going to be a core element in the home buying process. For today’s video, we’ll be talking about the importance of credit and how to manage and monitor it. Hopefully, this should help you with your investment adventures. ... Are there other reasons you'd like to add to the importance of credit score? #CreditScore #realestate #realestateinvesting #realestateinvestment

When to Walk Away From a Deal? One of the things that a lot of people in the real estate industry find really hard to do is walking away from what looks like a great deal. Or is it? When you finally land on a perfect investment property and you’re about to make a deal, saying, No, Thanks! or I’ll pass! can be difficult.... However, in the event that something doesn’t feel right during the purchasing process, deciding to let go might be your best course of action. If you did proceed with it, what will only come out of it is a major headache! The worst-case scenario is having a lot of money go to waste! So, when should you turn down a deal and find another investment property elsewhere? We’ll teach you how at A Date with Real Estate! Get your tickets here. If you have any questions, feel free to leave them in the comments! #adatewithrealestate #samanthabrookes #mortgagebroker #realestateexpert #mompreneur #speaker #author #realestateinvestor #millionairemindset #roadto7figures #girlboss #wealth #building #realestate

What’s the ultimate recipe to building wealth through real estate? When done right, investing in real estate and building wealth through it can have you living the dream. Most of history’s richest people have made themselves filthy rich because they adhered to certain foundational financial principles.... Well, I certainly have my own 'secret ingredients' to building wealth through real estate. First is the Mindset. You need to change the way you think and see things and focus on improving your current situation. Aim for something sustainable something that will get you through the rainy day. The second is to get your money right. You need to know how much it will cost you to get into real estate investing. Of course, there’s the need to consider your financial situation as well. The third is to have people you can drum up money to help you get involved in real estate. Talk to your friends and family and pitch it to them. Last but not least is simply sticking to the plan. I bet others have more than four core principles of building wealth in their industry. What about you? What’s your ultimate recipe to building wealth in your industry? #realestate #mindset #success #investment

The better the credit, the less you may have to put down for purchase. #creditscoreincrease #creditscores #creditscoresmatter #creditscoretips #creditscorequeen

The better credit you have, the more money you are going to be able to borrow. #creditscoreincrease #creditscores #creditscoresmatter #creditscoretips #creditscorequeen

Find a niche and stick to the plan. #motivationalquotes #successquotes #successcoach #motivationalquoteoftheday #womenentrepreneur

"Real estate, like any other investment, it's important to note that there's always risk involved." #realestateinvesting #realestatelife #investmentproperty #mortgages #realestatesales

I remember the first property I sold. That was a huge windfall for me. It was just unforgettable because that was what convinced me that real estate investment is really huge. I’m guilty that I’m one of those people who made a good fortune from a real estate venture. It all started with a bold idea. I took the opportunity and invested in it, handled it well, and then everything paid off. Today, I’ll be sharing with you the 3 real estate investments I’ve made that got me... to where I am today. If you want to try your hands at real estate investing, these 3 things should help you get started. Are there other ways to invest in Real Estate? Comment down below. #realestate #investment #investing #investments #property #investors #mortgage #realestateinvestment

The most important or valuable asset to consider in Real Estate Investing is your Credit Score! Why? Because:... The higher your credit is, the lower the down payment on a purchase. Good credit allows you to make at least a 3% or 5% down payment. It really varies depending on the place. If you have better credit, you can borrow more money. It’s what lenders will be checking to see if you qualify to borrow a certain amount of money. Remember: You have to work on your credit and getting to that sweet spot takes time and really depends on some key elements. By the way, there are three main credit bureaus in the U.S. Equifax TransUnion Experian In Canada, there are two main credit bureaus: Equifax TransUnion. And having a poor credit score doesn’t mean you can’t purchase a property. Keep in mind that you can always improve it. One more thing! You need to manage and keep track of your credit. If it’s an Equifax credit score, use Borrowell. And if it’s a TransUnion Credit Score, use Credit Karma. I would suggest that you focus more on the Borrowell because that’s what the majority of the lenders in Canada are using and it’s free! If you have any input, I’d love to hear it in the comments. #realestate #canada #investing

If you deferred your mortgage in the last couple of months due to the effects of COVID, please read this article.

Need extra money in your pocket on a monthly basis? It's probably time to cash-out and refinance your home.

Testimonial "An amazing homebuying experience! Samantha and her team were so patient and experienced with us. Our situation was not normal, we got declined by our bank and Samantha knew exactly how to get us approved in less than 5 mins! Thank you so much Samantha and Mortgages of Canada for all your help, we got the keys to our new home!" - Stacy Morrison... If you are planning on buying a home during the pandemic, you will need to use an experienced broker. With 17 years experience, Samantha Brookes at Mortgages of Canada is here to help! Contact us today! 647-869-3918 [email protected] https://www.mortgagesofcanada.ca/contact/ FSRAO #12811

In this video I discuss what happens when you defer a payment. Many homeowners don’t quite understand how it all works but it’s important to know how it affects your balance. . . . If you have any questions or comments drop me a line below. I love hearing from you! . .... . #mortgagebroker #torontorealestate #torontomortgagebroker #covid_19 #federalreserve #government #deferpayments #entrepreneur #landlords #renters #torontolandlords #torontorenters #entrepreneurlife #millionairemindset #millionairelifestyle #speaker #author #momboss See more

The request to defer payments on loans, credit cards, rent and mortgage payments is through the roof. There is a backlog! Here is what you need to know about the Governments Covid-19 Relief Program. . . . . Please ask questions directly on this video or send an email to [email protected] for privacy. .... . . #quarantine #covid_19 #government #shutdown #relief #mortgages #mortgagesofcanada #mortgagebrokers #mortgagebrokertoronto #mortgagebrokerajax #samanthabrookes #torontorealestate #millionairemindset #entrepreneurlife #entrepreneur See more

What Could You Do With $75,000? We are happy to introduce you to our new product. If you’re a homeowner, you can receive up to $75,000 in just 48 hours! Here are just a few ways you could use the money:... You could renovate your current house; You could make a down payment for a second house or a holiday cottage; You could consolidate the burden of steep credit card repayments or any other existing debts into one simple payment; You could start a business! Opportunities are endless. Just think about all the ideas you have put aside, simply, because you lacked the funding Now, I know your time is precious, so let’s get straight to the point What’s required to be eligible for a loan? You have to meet just three simple requirements: Have a minimum credit score of 625 Have no prior consumer proposal or bankruptcy Be a homeowner for at least 2 years Yes! It’s that simple. There is also no appraisal and absolutely, no hidden upfront fees. We’re are quick, easy and transparent loan provider with over 14 years of experience, nation-wide recognition and 20,000+ happy clients. Testimonial My husband and I were looking for a quick mortgage loan to help out with our business cash flow. We had already gone to our bank that we had been dealing with for 20 years and they turned us down. When we saw this ad we were skeptical. But then we reached out anyway and were pleasantly surprised at their professionalism. We decided to move forward, we were approved within hours and in less than 48 hours, and the money was deposited directly into our account! We have since refinanced twice with Mortgages of Canada because they have been nothing short of amazing! They truly saved our life and our business. Contact us today and we’ll find a solution that’s tailored just for you!

This photo sequence is not unlike my first interview after 8 weeks off with the very guest pictured here, Samantha Brooks. Some sexy, some silly, some smart. He...r new book Cash Is Queen provides tactics for cash flow crunches and every entrepreneur and trailblazer knows the pain of that crunch, don’t we? Sat 3pm Sun 4pm and just for your Monday blues... an encore at 8pm. All times ET SiriusXM Canada Talks 167. Set your reminders now See more

Last week, I had the opportunity to speak with Winnipeg Free Press's Joel Schlesinger about my new book, Cash is Queen: 11 Life Altering Wealth Principles for Entrepreneurs and Trailblazers. View the full article here https://bit.ly/2OoRfSx You can pre-order the book at www.cashisqueenbook.com #samanthabrookes #winnipegfreepress

As CEO and Founder of Mortgages of Canada I’m please to announce the official pre-order release of my first book Cash is Queen!!