Daniel Pelc
100-1275 North Service Road West L8P 4W7 Oakville, ON, Canada

Don't Try to Time the Market instead Respect Market Cycles No one has a crystal ball to predict what the stock market will do! Overtime, trying to time the market is a recipe for disaster. The last few months has been a perfect example of this... Here are a few things to consider when investing to gain an advantage while stabilizing returns over the long term.

Don’t settle for just investment advice, you must plan as well! We have set up our clients to generate MILLIONS more with our financial planning advice. Many people get drawn to investment returns and don’t get the advice on tax and estate planning. You need to do both or you could be giving up more than you should to taxes and/or giving up opportunities to maximize your wealth. For more information on how we can help you with your investments and financial planning needs, visit www.danielpelc.ca.

Discussion with Peter Muraca Real Estate professional on personal finance and real estate.

Study finds that the value of good advice is much greater than the advisory fee.

MUST WATCH! You won’t believe how much tax you could pay

This couldn’t be more true for your financial situation... Examples of failing can be... -experiencing anxiety / stress over your finances ... -paying more in taxes than you have to -transferring your wealth ineffectively leading to family hardship A financial plan can help solve these failures!

Finance During COVID-19: Don’t Miss This Opportunity 1. Investment Structure - type of investments... assess risk tolerance and goals... potential opportunity to make changes during these unique market conditions... 2. Retirement - readiness... how will retirement be funded... which accounts should be drawn from first to minimize tax... when should CPP be taken...?... 3. Insurance- ensure adequate coverage in the event of death and/or critical illness... income protection if unable to work... be fully aware of the benefits and amounts of coverage... has insurance been updated since having children...? 4. Transfer Wealth - who is to receive the wealth... is there a structure in place that align with wishes... is that structure designed to minimize tax... is a will in place...? 5. Pension - pros and cons of the type of pension held... what is it invested in... have the investments recently been reviewed to make sure they are appropriate for the current market and retirement goals...? Direct message or text your questions to 289-339-5700!

Navigating Financial Markets | Text me your questions to 289-339-5700!

It is important in these challenging times to think and consider the big picture... past, present and future!

History has shown that markets bounce back after difficult times like this. Taking proactive actions right now can reshape long-term investment growth.

What you do with your investments RIGHT NOW matters!

Although it is a challenging time for public health, it is an opportune time for making key investment decisions which could redefine your financial situation in the future. Do you have investments questions? Text your question to 289-339-5700!