PrimeService Insurance
200 - 8500 Leslie St. L3T 7M8 Thornhill, ON, Canada

Fact: Your Home Insurance policy limit is based on the rebuild cost, not the resale market value The market value of a house is the price of your house today if you were to sell it. Insurable value, on the other hand, is the cost to rebuild or replace your home. The reason why a home insurance policy limit is based on the rebuild cost is because the value of the land cannot be insured, or replaced. The insurance company can commit to rebuilding your home, but they have no con...trol over the real estate value of your land. Real estate prices are extremely volatile and they don’t impact the costs for replacing or rebuilding your home. #PrimeServiceFacts . . . . #primeservice #primeserviceinsurance #resale #realestate #realestatelife #realestateinvesting #realestatetips #homeinsurance #torontoinsurance #rebuild #replace #insurable #homevalue #insurancepolicy #insurancebrokerage #torontorealestate #ontariorealestate See more

New blog post up on Ontario's top most stolen cars in 2020! Find out how criminals use technology to steal cars that are parked in victims' homes! We also provide some tips on how to protect yourself from theft. #primeservice #primeserviceinsurance #cartheft #criminals #crime #crimescene #torontopolice #crimeprevention #stolencar #lexus #toyota #torontodriver #torontodriving #torontoroadtrip #torontocar #lexusrx #lexusrx350 #hondacrv #toyotahighlander #hondaaccord #ontario #toronto

When you make sure your spiritual wellness is intact, you won't have to work as hard on keeping your mind, body, emotions, and relationships healthy. Don't allow your spirit to be too drained. Focus on your spiritual wellness, then everything else will naturally fall into place. Relax, PrimeService has got your back! #MindfulnessMonday . .... . . #primeservice #primeserviceinsurance #spiritualawakening #spiritualjourney #spiritualquotes #spiritualawareness #mindbodysoul #mindfulness #mindfulnessmeditation #mindfulnessquotes #mindfulmonday #mindfulnessmatters #toronto See more

Fact: Vacant land insurance will help you pay for liability expenses Land owners may think that an empty parcel of land does not need insurance since there is no building to protect. However, accidents can happen on your land that could potentially cause a trespasser to file a lawsuit against you and win. Someone could fall off a bike or trip and sue you -- especially if your land attracts people to go fishing, hiking, biking or other outdoor activities. Vacant Land Insurance... can help you pay for legal fees, medical bills, and damage to other people’s property at a minimal cost. This type of coverage can simply be extended from your existing home insurance or purchased separately. It is important to note that vacant land insurance will be deemed void once any type of structure is built on your parcel of land. That said, it isn’t mandated by law but most landowners opt to get this coverage to protect themselves from expensive lawsuits and for peace of mind. You may contact any of our licensed brokers to make sure you have sufficient coverage. #PrimeServiceFacts . . . . #primeservice #primeserviceinsurance #vacantland #liability #liabilityonly #insurancepolicy #landowner #landowners #ontario #toronto #insurancebrokerage #torontoinsurance #torontobrokerage #insurancetips #insurancebrokers #insurancecompany #insurancepolicy #insuranceclaim

Did you know that these 5 offences are considered reckless driving? It is very important to drive safely not simply to lower your insurance premium and avoid convictions but to show regard for the lives and safety of the people around us. . . . .... #primeservice #primeserviceinsurance #drivesafe #drivesafely #safedriving #recklessdriving #recklessdriver #highriskdriver #dangerousdriving #criminaloffence #conviction #criminal #torontopolice #torontodriving #insurancebrokerage #insurancebroker #torontoinsurance See more

Let's all stay safe this Halloween and spend it with our families at home! You can still enjoy Halloween from the comforts of your home by decorating your living room with your family. Maybe even hold a competition for most creative Halloween decor! Here are some ideas you can use to have some fun with your family. Happy and safe Halloween to all of you! . . . .... #PrimeService #PrimeServiceInsurance #halloween2020 #jackolantern #harrypotter #harrypotterdecor #pumpkins #october2020 #happyhalloween #spookysunday #timewithfam #familytime #cob See more

Fact: Your commercial insurance policy is unique to your business. Every commercial insurance policy is customized to include the coverages that relate directly to your business operations. The costs, coverage limits, and covered perils are all tied directly to your business, which is why it’s super important to always update your insurance broker if your business operations are changing or growing. Some standard business insurance coverages can include business property cov...erage, business interruption coverage, building coverage, and third-party liability coverage. Business property coverage can help cover your business equipment, furniture, and/or supplies in the case that they get damaged from an insured peril. Business interruption coverage helps cover the costs if you have to shut down your business while repairs are being made as a result of a covered event (fire, water damage, etc.). Third-party liability coverage helps cover you and/or your employees in the case that you are held liable or involved in a lawsuit for injuries to a customer or damages to a customer’s property. Ultimately, a commercial insurance policy will be customized to include coverages that fit the needs of the business and protect all of its business operations. #PrimeServiceFacts . . . . #PrimeService #PrimeServiceInsurance #businessinsurance #commercialinsurance #businesstips #businessadvice #businessadvisor #insurancebrokerage #torontobrokerage #torontobusiness #insurancecoverage

This October is Breast Cancer Awareness Month so we just want to get it out there that the best way to protect yourself is to get tested Being aware is not enough, pass it on and share this post with your friends! #BreastCancerAwareness #PinkOctober

When shopping for car insurance, it is important to consider the cost of insurance to determine the total cost of a vehicle. Read our newest blog post to find out the top 10 cheapest cars to insure in 2020! #carinsurance #ontario #toronto #vehicles #insuranceadvice #torontoinsurance

Put down your gadgets for a moment and take a few deep breaths. Free your mind of all the pressure and worries. Relax and let go of all the tension. Live this moment and appreciate the miracle of being alive. Relax, PrimeService has got your back! #MindfulnessMonday . .... . . #PrimeService #PrimeServiceInsurance #liveinthenow #freeyourmind #breatheinbreatheout #relaxationmode #meditations #mindfulyoga #letgoofnegativity #deepbreaths See more

Fact: Living within close proximity to a fire hydrant and a fire station lowers your home insurance rates. Fires are a large risk when it comes to owning and insuring a house, which is why insurance companies often offer discounts to houses located near a fire hydrant and/or a fire station. Close proximity to either one can help reduce the amount of damage caused by a house fire if one were to occur. Consumers may overlook this, since houses typically located in urban or subu...rban areas will be near both a hydrant & firehall; however, houses located in rural areas may not have hydrant access or be farther than 8 km from a fire station. In these cases, they are considered 'semi-protected' or 'unprotected', and as a result, they have higher home insurance premium - sometimes more than double the cost of insuring the same home with hydrant & firehall access! #PrimeServiceFacts #PrimeService #PrimeServiceInsurance #fire #firehydrant #insurance #homeinsurance #insurancerates #house #brokerage #ontario #thornhill #markham #vaughan #northyork #homeownersinsurance

We’re crossing our fingers this photo of @rickehoffman will catch your attention! Three years ago in September 2017 one of our Producer Team Leads Pouya Javadi who is a huge fan of the TV series @suits met @rickehoffman in real life! Too bad we weren’t able to get him insured but hopefully next time! Can you believe it’s been a year since the series ended! Which member of Suits would you want to meet? . . . .... #PrimeService #PrimeServiceInsurance #rickhoffman #suitsfans #suitsusa #toronto #usa #celebrity #louislitt #harveyspecter #michaelross #tvseries #suitstvshow See more

Happy Thanksgiving from the PrimeService team! The reason we love Thanksgiving so much is that it reminds us to count our blessings and be thankful for what we have. It helps us realize that our blessings are way bigger than the giants we face. "Some people are always grumbling because roses have thorns; I am thankful that thorns have roses." - Alphonse Karr... . . . . #PrimeService #PrimeServiceInsurance #thanksgiving #thanksgiving2020 #thanksgiving2020 #happythanksgivingday #thankful See more

FACT: Cigarette Smokers Pay more for life insurance. If you ever look to purchase life insurance, you’ll notice that one of the first questions asked is if you smoke. Understandably, cigarette smokers must pay a higher rate for life insurance due to the increased health risks posed by the habit. The increase will vary on many things, but you can expect it to be near 2x the ‘non smoker rate’. Vaping nicotine is treated in the same way and usage of vapes will mean you will be c...onsidered as a ‘Smoker’. What about Cannabis and Cigars? Each insurance company has their own response. Most Canadian life insurance companies consider the ‘casual use’ of cigars & cannabis as permissible within the ‘Non-Smoker’ definitions. For these companies, ‘casual non-smoker use’ is defined as about 1 cigar per month, or 2 cannabis joint per week. It’s hugely important to be fully transparent about these habits at the time of your life insurance purchase. A licensed advisor at PrimeService can provide this education to you and guide your selection of an insurance company based on these and other lifestyle factors. Contact a Life Licensed associate at PrimeService today for more information. #PrimeServiceFacts . . . . #PrimeService #PrimeServiceInsurance #lifeinsurance #torontobroker #torontoinsurance #smoking #smoker #cannabisindustry #cannabis # #cigarettesmoke #cigarettes #vapepen #vaping #nicotine

Isn’t this acrylic painting just amazing? What’s even more amazing is the fact that our Customer Service Team Leader @saeideh was in charge of this beautiful creation! we’ve for real fallen in love with all of her work! If you think she has potential to be the next Vincent Van Gogh and want to see more of her work, go follow her at @saeidehbt.art! #PrimeServiceTeam . . . .... #PrimeService #PrimeServiceInsurance #vangogh #painting #acrylicpaintings #artphoto #brokerteam #employeeappreciation #supportstaff #insurancebrokerage #torontobrokerage #vincentvangogh #thornhill See more

There’s nothing more relaxing than the taking in the beauty of autumn. Enjoying the sight of nature as you drive back home from a stressful day at work. Take a moment to just slow down, relax, and recharge. Take a break from all the chaos, all the news, and all the noise. Relax, PrimeService has got your back! #MindfulnessMonday . .... . . #PrimeService #PrimeServiceInsurance #vincentvangogh # # #vangogh #recharge #takeabreak #painting #art #beauty #autumn #relax #calmnessofmind #fall2020 #fallishere See more

FACT: Life Insurance payouts are often non-taxable. There are many circumstances where the above may be UNTRUE, but most commonly, the payout made to the life insurance beneficiary is NOT taxed. For this to be the case, the policy needs to be owned and paid for personally by an individual, with after-tax dollars. The beneficiary also needs to be a living individual. While that might sound complicated, in practice it’s very simple: a married couple each purchase life insurance... in their own names, with their spouse as the beneficiary. If one partner passes away, the other receives the life insurance payout without the total sum being taxed. This is a huge selling-point for many individuals planning to make a life insurance purchase. Contact a Life Licensed associate at PrimeService today for more information. #PrimeServiceFacts . . . . #PrimeService #PrimeServiceInsurance #lifeinsurance #insurancefact #insurancetip #lifeadvice #lifeagent #torontobroker #torontoinsurance #thornhill #taxation #tax #taxfacts

So much gratitude for this lovely team! Pictured below is our team of Producers & Support staff who make the world at PrimeService go 'round. Even during this time when we are all working remotely from our homes, we continue to see our team support each other in assisting our clients. We are always looking forward to helping our clients through the easy as well as the toughest of times! We make it a point at PrimeService to enable our clients to understand their exposures to... loss and insure against them. #PrimeServiceTeam . . . . #PrimeService #PrimeServiceInsurance #brokerteam #insurance #toronto #thornhill #torontoinsurance #scarborough #markham #northyork #etobicoke #insurancebroker #insurancebrokerage #teamwork #fam #clientsfirst See more