R&D Insurance and Financial Services Ltd.
106-4023 Meadowbrook Drive N6L 1E6 London, ON, Canada

As a member of our office is currently dealing with an unexpected death in their family. We thought this would be a good time to remind everyone how important life insurance is to your family.

If you are age 71 and have an RRSP or LIRA it is time to convert those accounts into a RRIF or LIF depending what you own by December 31, 2020. If you have not heard from your advisor to make these changes your investment company will complete it automatically. However, It is in your best interest to review what your income options are, investment choices, and possible taxation will be upon this change occurring. We are here to help you and here is a great article for you to review. Talk soon.

Everyone wants to save income tax and for 2020 it appears there will be a few new ways soon to be announced. In the meantime here are some proven ways that can already be utilized.

Today, we honour the brave Canadians in uniform who serve and defend our country both today and throughout history. Wherever you are, please observe a moment of silence at 11 a.m. today. #RemembranceDay

Some Saturday morning food for thought. Disability insurance is more important than ever! Think of it as insurance for your paycheck. It provides you with a percentage of your income if an illness or injury prevents you from working and earning a living. Here's a good overview of the basics.

From our families to yours have a Happy Thanksgiving and stay safe.

With this new world of pandemic schooling, the challenges of online vs. a safe COVID-19 learning environment make it hard to imagine what post-secondary school education will look like in the coming decade. But one thing that is almost certain is that the costs associate with education will continue to rise.

While mortgage rates have been tumbling steadily since March, many types of mortgages are now at record-setting levels! Refinancing can save you loads of stress and increase cash flow ensuring all debts are now being paid. However, there are many items to consider before completing a Refinance. It is always best to consult with licenced mortgage broker for the best course of action. Here is a great article to review OR just reach out and we will assist you in-person or Online!