Sajid Karamally
#202 8501 162 Street V4N1B2 Surrey, BC, Canada

Make the days count this year! #MotivationMonday . . Sajid Karamally... 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Which houseplant setup do you like best? A: Mix match and fun or B: Morden and elegant. Comment your choice #NationalHouseplantAppreciationDay . . Sajid Karamally... 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

First and foremost, you have to make sure you have enough money for a down payment - the portion of the purchase price that you furnish yourself. To qualify for a conventional mortgage you will need a down payment of 20% or more. However, you can qualify for a low down payment insured mortgage with a down payment as low as 5%. Secondly, you will require money for closing costs (up to 2.5% of the basic purchase price). If you want to have the home inspected by a professional... building inspector - which we highly recommend - you will need to pay an inspection fee. The inspection may bring to light areas where repairs or maintenance are required and will assure you that the house is structurally sound. Usually the inspector will provide you with a written report. If they don't, then ask for one. You will be responsible for paying the fees and disbursements for the lawyer or notary acting for you in the purchase of your home. We suggest you shop around before making your decision on who you are going to use, because fees for these services may vary significantly. There are closing and adjustment costs, interest adjustment costs between buyer and seller and (depending on where you live) land transfer tax - a one-time tax based on a percentage of the purchase price of the property and/or mortgage amount. Finally, you will be required to have property insurance in place by the closing date. And you will be responsible for the cost of moving. Remember, there will be all kinds of things you'll have to purchase early on - appliances, garden tools, cleaning materials etc. So factor these expenses into your initial costs. . . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc.

Hello everyone. Happy Friday the 13th! No rate changes. Still the same great rates. For more information, please give us a call at 604-501-7700 ... Thanks and have a good weekend. #mortgagerates

While you plan your New Year’s resolutions for 2021, make sure they are realistic, or you may fall into the 60% of people who can’t keep their goals. Find out why micro goals can help you reach the same end goal more quickly. Click the link below for the full article via @betterhomesandgardens .... . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Be kind whenever possible. It is always possible - Dalai Lama #WorldKindnessDay . .... Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

In December, the Board’s Multiple Listing Service (MLS) processed a staggering 2,086 sales, the strongest December on record and 81.2 per cent above normal for the month. New listings in December, were the second highest on record at 1,502. By month’s end, active inventory finished below typical levels, at 3,949 units. The total sales volume for the year in Fraser Valley was 19,926; an increase of 28.7 per cent compared to 2019’s 15,487 sales and placing it fourth highest f...or annual sales since 2011. In 2020, sales of the three main residential property types were as follows: 8,176 single-family detached; 5,102 townhouses; and 4,357 apartments. Year-over-year, sales of detached soared by 41.7 per cent compared to 2019; townhome sales increased by 31.2 per cent and sales of apartments increased by 5.9 per cent. Swipe to see December 2020 Housing Market Statistics . . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc.

The warm days have come to an end, which means it’s time to prepare your garden for the onset of colder weather. Check out the most common mistakes people make when closing down their gardens. Click the link below for the full article via @canadianliving .... . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Hello everyone, Our office has recently partnered up with Aime Financial and I am so excited to be sharing this program to all my clients for mortgage life insurance. Here is why you should consider Aime Financial for your mortgage life insurance. ... 1. You spend 20% less on average. Over time, that's THOUSANDS OF DOLLARS in savings! 2.It's portable! You don't have to re-qualify at an older age or pay a more expensive premium every time you switch lenders. 3. You choose your beneficiary. Paying off the balance of your home's mortgage is YOUR BENEFICIARY'S CHOICE. The policy payout can also be saved, invested, or used how your beneficiary sees fit. Also check out my personal website below for Aime Financial. Any questions, please feel free to message, call, email me. I am available to answer any questions you may have! #AimeFinancial #realestate #mortgages

To those serving today and to those who have served in the past, we honour you today and every day. #RemembranceDay . . Sajid Karamally... 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Posted mortgage rates for this week! DM me on how I can help you save on your mortgage renewals and purchases. #mortgagerates #realestate

Let's talk about your home's value! First step: Request a free, custom report now. . . Sajid Karamally... 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Looking to add a sophisticated statement in your home? Try black walls. These 45 rooms prove they are more versatile than you think. Click the link below for the full article via @houseandhomemag .... . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

The market is always changing! Stay informed with an updated home valuation. Request one now! . . Sajid Karamally... 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Attention to my Ontario friends: Need a place to rent? Check out this beautiful one bed one bath unit in Scarborough. Less Than 10 Min Drive From Scarborough T...own Center, 3 Mins From The 401. Steps From Schools, Library, Parks, Shopping Centers Etc.! Brand new unit with new appliances too. If interested please call/text 416 270 9518 or DM me

Happy Thanksgiving! Eat, drink, and be thankful for stretchy pants. . . Sajid Karamally... 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Rates continue to remain low. Wishing everyone a safe and happy long weekend! #mortgagerates

Check out these festive Thanksgiving crafts the whole family can participate in! Click the link below for the full article via @betterhomesandgardens .... . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

What are you planning to learn this month? #MotivationMonday . . Sajid Karamally... 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

The Fraser Valley Real Estate Board processed 2,231 sales on its Multiple Listing Service (MLS) in September, an increase of 66.1 per cent compared to the same month last year and an increase of 9.4 per cent compared to August 2020. This is the highest recorded sales for September in the history of FVREB. Single Family Detached: At $1,032,700 the Benchmark price for a single-family detached home in the Fraser Valley increased 1.3 per cent compared to August and, increased 8....7 per cent compared to September 2019. Townhomes: At $567,300, the Benchmark price for a townhome in the Fraser Valley increased 0.6 per cent compared to August and increased 4.0 per cent compared to September 2019. Apartments: At $436,900, the Benchmark price for apartments/condos in the Fraser Valley decreased by 0.1 per cent compared to August and increased 4.7 per cent compared to September 2019. . . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc.

Mortgage rates! Rates still low!!! Enjoy the weekend everyone.... #mortgagerates #mortgages #realestate

Get your home season ready with this fall checklist for must-do repairs and maintenance tips. Click the link below for the full article via @betterhomesandgardens .... . Sajid Karamally 778-828-0918 Real Estate: [email protected] Mortgages: [email protected] Century 21 Supreme Realty Inc. VERICO A.K. Mortgage Plus Inc. See more

Some great info why you should work with a mortgage broker. Lets talk: 778-828-0918 [email protected]... #mortgages

Mortgage rates! Low rates and market still hot means time to purchase! DM me for info! ... #mortgagerates