Team Choice
250 consumer road M2J 4V6 Toronto, ON, Canada

Happy Canada Day!!!

BREAKING NEWS: Attention Realtors and real estate buyers and see below for -A few days ago, CMHC announced stricter criteria ONLY for INSURED mortgages (eg. <20% down payment) -Historically, buyers with less than 20% down would qualify for ~5x their annual income -Effective July 1, 2020 - they will qualify for approx ~4.5x their income... -A married couple with $100K income would qualify for $450K instead of approx $500K (~10% less) New criteria: -Min credit score 680 -Can't borrow down payment -Max 35/42 housing/debt ratios (GDS/TDS) Key Insight: -BREAKING NEWS - There is a BIG loophole that was JUST announced - There are 3 mortgage insurers in Canada, and some are NOT following these guidelines (See Genworth link below) -Speak with your favourite MO mortgage agent/broker to hear about the potential loopholes Mortgage Outlet Inc. GO MO! #breakingnews #CMHC #torontorealestate #torontorealtor #realestatetoronto #treb #trreb #torontomortgagebroker #torontomortgages #torontomortgagebrokers #genworth http://investor.genworthmicanada.ca//Genworth/default.aspx See more

COVID19 Impact on Real Estate & Mortgage Financing Part 5 of 7

COVID19 Impact on Real Estate & Mortgage Financing Part 4 of 7

Impact of Covid-19 on Real Estate Market and Mortgage Financing!

Wish you all Happy Valentine's Day-From Team CHOICE!

Who Should You Choose Bank or Broker

Stocks Vs Real Estate Investment

Pool Time !!! . . . .... . #florida #christmasvacation #babygirl #siestakey #pooltime See more

Short Shorts Weather !!! . . . .... . #florida #christmas #familytime #christmasvacation #siestakey See more

Go Raptors!!! . . . . .... #mortgagerates #mortgage #mortgagecost #realestate #toronto #canada #lender #homefinancing #homebuying #lowestrates #bestrates #bestmortgagerates #mortgagebroker #mortgages #mortgageloans #mortgage #gta #toronto #416 #home #buyer #raptors #torontoraptors See more

Happy Holidays!!! 2019 has been an amazing year, Thanks to all our partners and My Team -Team CHOICE. Gearing up for the #New #Year.

Annual family pic with Santa, Happy holidays to all! . . . .... . . #mortgagerates #mortgage #mortgagecost #realestate #toronto #canada #lender #homefinancing #homebuying #lowestrates #bestrates #bestmortgagerates #mortgagebroker #mortgages #mortgageloans #mortgage #gta #toronto #416 #home #buyer #expertise #openhouse #family #holidays #christmas #santa #toronto #mall #familyportrait #kids #children #love See more

#mortgagerates #mortgage #mortgagecost #realestate #toronto #canada #lender #homefinancing #homebuying #lowestrates #bestrates #bestmortgagerates #mortgagebroker #mortgages #mortgageloans #mortgage #gta #toronto #416 #home #buyer #expertise #openhouse

Love this, true in every business. For most entrepreneurs giving a flawless service is part of their mission statement, but leveraging the experience to promote or attract new clients should be top of mind. Lets Work smarter, we already work hard enough. Thoughts???

#Private #Mortgages (Ontario Only) - Upto 80% LTV - 2% Lender Fee ( NO BROKER FEE) - Open Terms available - Co-Broker - if You are a Mortgage Agent or Mortgage broker... For more information call Greg at 647-638-6358

Private Second Mortgages - Upto 80% LTV - 2% Lender Fee ( NO BROKER FEE) - Open Terms available - Co-Broker - if You are a Mortgage Agent or Mortgage broker... For more information call Greg at 647-638-6358

Private Second Mortgages - Upto 80% LTV - 2% Lender Fee ( NO BROKER FEE) - Open Terms available - Co-Broker - if You are a Mortgage Agent or Mortgage broker... For more information call Greg at 647-638-6358

#Call Greg at 647-638-6358

Looking for any type of Financing? Contact Team CHOICE #New Purchases #Mortgage Refinance #Home Equity Line of Credits/HELOC #Second Mortgages... For Professional Advise call Teach CHOICE-647 638 6358

Need A Mortgage? Contact Team CHOICE #New Purchases #Mortgage Refinance #Home Equity Line of Credits/HELOC #Second Mortgages... For Professional Advise call Teach CHOICE-647 638 6358

HOME EQUITY LINE OF CREDIT #HELOC

Commercial Mortgages

Bank vs Alternative Lenders/B Lenders

Mortgage Approvals: * Purchase and Refinance * Home Equity Line of Credits * Private Mortgages... For all Mortgage inquiries, call Greg Kalanjian at 647-638-6358

Private Mortgages- NO Broker FEE

Mortgage Pre-Approval

Mortgage Broker vs Banker

Rates as of April 22, 2019

WE ARE HIRING MORTGAGE AGENTS!

Team CHOICE IS HIRING MORTGAGE AGENTS! JOIN OUR TEAM WITH NO MONTHLY FEE