Mortgages By Cathy
890, 10201 Southport Rd SE T2W4X9 Calgary, AB, Canada

Some wise advice from a wise fellow. If you are currently paying more than 2.5% on your mortgage, we need to talk. I may be able to help you save thousands on... the life of your mortgage. Maybe show you how to pay it off faster, or free up some monthly cash so that you have more spendable income. You should have received your 2020 year end statement from your current lender, so now is a perfect time to take a closer look. Hey, it's a no obligation chat - what have you got to lose? See more

Ever wonder what all the steps are when purchasing a home? Here's a rough flow chart but no need to stress, that's why you have a team working WITH you. In tha...t team is you of course, plus your realtor, mortgage broker (ME!), real estate lawyer (not your parents corporate or family law lawyer) etc. We will do all the 'heavy lifting' for you! Questions - give me a call to discuss your unique needs and let's start down the path toward your home ownership. See more

Congratulations to TMG and to my fellow broker/family members. And a special thank you to our lending partners and wonderful clients. Could not have done this without ALL of you #TMGFamily

Is your current mortgage rate over 2.5% even 3% Even it it does not mature for a couple of years, we need to talk about transferring it NOW and possibly saving... you thousands. Also, see the post below about the recovery of the Canadian economy - rates may be rising sooner than initially predicted. See more

It's very unfortunate but yes, January seems to be divorce month. And this year, it could be higher than normal with couples both isolating and working from ho...me. It's sad but true. But should this be the case, and the matrimonial home is being sold and each party buying their own, or perhaps one party wants to buy the other out and keep the matrimonial home - I can help. For a no-obligation consultation on your mortgage options, give me a call. See more

The first photo he is still waiting for the bank to call them back - from a scheduled telephone appointment about their mortgage. The second photo is after you... have dealt with a licenced Mortgage Broker (that would be me) for your mortgage! Where do you see yourself? Call now for a no-obligation conversation for your mortgage. Renewal, purchase, re-finance. See more

If you are not receiving my monthly newsletters, this just came out with a forecast for 2021. Want to stay updated and in touch - sign up at www.mortgagesbycat...hy.ca, click on newsletter and enter your email in the subscribe box. Promise not to spam you!! https://mortgagesbycathy.ca//forecasting-canadas-housing-m See more

Christmas alone and Covid lock down = lots of toques knit for the homeless. Now to get downtown to drop them off/hand them out.

Christmas is over and although there were probably no guests or traveling this year, you may have decided it's time to update the kitchen, bathroom, finished t...he basement etc. Or maybe you went a bit overboard on the gifts, and credit cards bills are looming. Consider re-financing your home for that cash. On average, an additional $10,000 on your mortgage is less than $50/mo. And depending what your current mortgage terms and conditions are, you may be able to actually lower your total monthly payments AND get rid of the high credit card payments. Give me a call for a no obligation consultation. See more

Noticed this post in a realtor's linkedIn post. If you really need a dedicated home office and there's no room in the house - why not a separate back yard offi...ce. Get dressed, get in the car, drive through for your favorite coffee then park in the alley and go to work! Let's talk about refinancing your current mortgage to do this. Some of the cost should be deductible but check with your accountant! See more

Some wise words of observation from our VP of British Columbia about CMHC's Fall Mortgage Report, what's happening with mortgages, arrears etc. "Some incredibl...y interesting observations. Probably not a huge surprise that refinances are up...but same lender refinances and renewals are up considerably. Also arrears rates are still ultra low and deferrals have materially subsided, but there may be an increase in arrears are still some deferrals that haven't restarted yet." https://www.cmhc-schl.gc.ca//mortgage-deferral-agreements- See more