Jack Cameron, Accredited Mortgage Professional 902-223-5225
7071 Bayers Road 102 B3L 2C2 Halifax, NS, Canada

Ever hear of TDS? Well, today is YOUR LUCKY DAY, as it is #tdsthursday This refers to the Total Debt Service (or TDS). This is a debt service measurement lenders (not just mortgage lenders) use when determining how much of the gross income (pre-tax) is already used on housing-related and other like payments. Payments such as property tax, heating costs, mortgage costs, credit card and loan payments. After calculating this amount it compared to the benchmark the lender has ...in place and this can play a role in being extended credit, loan or a mortgage. Give Jack a call or text at 902-223-5225 [email protected] #thewayhome #ownahomein2021 #homeownership #halifax #HalifaxMortgage #mortgagebroker

Ask me about Brokering Wishes! We are a group of Atlantic Canadian Mortgage Professionals & Industry Professionals raising MUCH needed funds for Make-A-Wish here in Atlantic Canada. Over the past 4 years we have donated more than $277,000 to this incredibly worthwhile cause. ... This year with our Covid-19 restrictions we have to look at other creative ways to continue to make the difference we are for the kids with critical illness. We are going online with a 50/50 draw. You have until January 30th to hop online and buy your tickets! Join me, and my team in the purchase of tickets! Make-A-Wish Canada, Nova Scotia Chapter Premiere Mortgage Centre Mortgage Centre Canada https://www.rafflebox.ca/raffle/mawcns

Jack's Wealth Wednesday Financially speaking, your credit line is your life line. Credit is a vehicle used to leverage other’s people money to make money without ever having to use yours. It shouldn’t be used if you do not have the intentions to pay it back. ... Let’s talk about this so that we can establish wealth, financial freedom and be able to provide helpful resources to our communities. 700 + credit scores should be trending. How can I do this? Glad you asked! 1. Tackle your debt by paying your current debt before the due date ( the more the better) 2. Lowering your debt to income ratio 3. Maintaining credit utilization of 30% or below. Better yet - educating yourself by reading or reaching out to an expert. Like Jack! Everyone's situation is different and particular to them. Let Jack help you weave your way through, and get you on your WAY HOME. Jack Cameron 902-223-5225 [email protected] #thewayhome #wegetsealsdone #ownahome #WealthWednesday #wealthmanagement #lifebalance #HalifaxMortgage #halifaxmortgagebroker #halifax #dartmouth #novascotia

Read this interesting piece this morning in one of the Toronto papers. Let's talk. You have options. You can become pre-approved, and lock into an interest rate, before you go hunting for your dream home or cottage. In our current market buyers need to be incredibly nimble and quick. Let me help. Give me a call (or text!) at 902-223-5225 or [email protected] ... https://torontosun.com//2021-will-remain-a-sellers-market- #thewayhome #ownahomein2021 #wegetsealsdone #homeownership #halifax #HalifaxMortgage See more

Time well spent on a Saturday - sharing of Jack's skills! #thewayhome #wegetsealsdone #ownahomein2021 #juijitsu #martimejuijitsu

This Saturday I'm taking a much needed break and took youngest to @sunnysidemall to admire all the shiny new toys! #christmasiscoming #halifaxnoise #halifaxtoday #thewayhome #wegetdealsdone #ownahomein2020 #shoplocal #bedfordns

Between all the Christmas music playing on @965breeze and the @timhortons Christmas cups, and my wife and her team being involved with @mentalhealthns Festival Of Trees - The Way Home is starting to feel like Christmas #thewayhomein2020 #wegetdealsdone #FOT2020 #thewayhome

Friday the 13th meant a night at @maritimejiujitsu ! #thewayhome #wegetdealsdone #ownahomein2020

Come on- guess the Halifax Street! #thewayhome #wegetdealsdone #ownahomein2020 #halifax #halifaxnoise #halifaxtoday

MCC Level Up this afternoon is with Nova Scotia's own Barb Stegemann - lots of inspiration, motivation and insight. Fast Fact - my client care manager wears 7 Virtues Orange Blossom daily! #thewayhome #wegetdealsdone #ownahomein2020 #novascotiaproud #7virtues #ethicallysourced