Tom Gasparec, AMP
2150 Islington Ave, Suite 218A M9P3V4 Toronto, ON, Canada

Here’s an easy way to think about your finances. Instead of trying to picture all sorts of complicated accounts and budget lines, just imagine you have 6 jars in front of you. By putting all your money into these jars each monthin the correct proportionsyou’ll easily achieve financial security. Here are the 6 jars of money management you need to know https://mortgagevidz.com/v/GarYvL

We’ve all heard about the power of positive thinking. But did you know that positive thinking is so powerful, it can actually help you reach your financial goals? Here are 5 ways to grow rich with right-thinking https://mortgagevidz.com/v/PVvFof

Ever notice how some people seem to have all the luck? They marry well, get promotions, have lots of friends and make lots of money. Is their good fortune the result of just pure luck or is there science behind it? Recent research reveals that our personality and behavior have a huge impact on how lucky or unlucky we are. Here are 3 keys to creating your own luckhttps://mortgagevidz.com/v/oQOM9t

Nobody wants to stay deep in debt and poor even for a short time, let alone a long time. So what’s preventing us from adopting better money habits? Our erroneous beliefs! As Mark Twain once saidIt ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so. It’s easier to believe change is impossible rather than actually trying to make change happen. With that in mind. Here are 16 common excuses that prevent us from becoming financially free https://mortgagevidz.com/v/zwBqKZ

OK, today we’re going to talk about the amazing philosophy of ants. Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life https://mortgagevidz.com/v/Mx51Tf

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures. Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easierand more commonthan you’d think. Here are 5 common wealth-killing mistakes high earners make https://mortgagevidz.com/v/J3JnIm

Regardless of whether you want to sell your home now or sometime in the future, getting a higher price when you sell doesn’t have to involve a bunch of expensive renovations. Here are 7 quick, low-cost improvements designed to turn the heads of potential buyershttps://mortgagevidz.com/v/U5ETU8

OK, today we’re going talk about flipping homes for profit. Buying an undervalued house that needs work, fixing it up, then selling it at a profit can be a great way to make money. But for every flip that ends in fortune, there are plenty that end in failure. Here are 4 tips for failure-free flipping https://mortgagevidz.com/v/RyJOoT

OK, today we’re going to talk about the BIG A word AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know... https://mortgagevidz.com/v/XPdwgU

OK, today we’re going to do something a little different. Regardless of what you want to accomplish in life, there is ONE critical ingredient to your success that you can’t ignore. In fact, it’s the secret sauce that separates the world’s GREAT ACHIEVERS from all the rest. Here’s the critical ingredient to your success https://mortgagevidz.com/v/YJgZu1

It sounds crazy, doesn’t it?Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called negative interest rates... https://mortgagevidz.com/v/zvQlyi

If you haven’t noticed by now, we often stress the importance of using a REALTOR when you’re selling a home. This helps ensure you get the highest price in the shortest time. But how do you choose the right one? Here are 5 things to look at when interviewing a REALTOR https://mortgagevidz.com/v/HjlnRV

OK, let’s talk about rates. Let’s face it, when it comes to getting a mortgage, everyone wants the lowest rate. I mean, why not save a few pennies, right? Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind. Here are 4 factors to look for beyond a good ratehttps://mortgagevidz.com/v/R9aYni

OK, we’re going to talk about a simple yet profound principle that can transform your health and your wealth over time. It’s called the apple-a-day principle. Here’s how it works https://mortgagevidz.com/v/AXlFKt

Smart money strategies aren’t more complicated than you think. They’re simpler! Here are 10 tips for prosperityhttps://mortgagevidz.com/v/YWoe6J

You may wonder how relevant billionaire advice" is when you’re working hard just to cover the bills. But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bankhttps://mortgagevidz.com/v/ZHEtKE

Ok, today we’re going to talk about how to keep your kids’ out of debt. The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young peopleand often their parentscan’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debthttps://mortgagevidz.com/v/WVApLa

Have you ever wondered what the wealthy KNOW that separates them from all the rest? Here are 7 things the wealthiest people have learned (that most people overlook)... https://mortgagevidz.com/v/gAFJpp