Centum Interstate Mortgages
101 West Dr L6T 2J6 Brampton, ON, Canada

Now a days best rates in the market fixed 5 years (2.99%) and variable 2.35%

THINGS TO KNOW BEFORE BUYING A HOME. Do you know about credit score requirements ?Do you know which rate to choose FIXED or VARIABLE? Do you know how much you can afford? 1) IMPROVE YOUR CREDIT SCORE One old rule still apply ,the higher your credit score,the lower your down payment and monthly payments.Below 600. Or 680 you are going to pay sizeable fees and higher down payment .On the other hand a score h...igher than. 680will give you good deal and best rates. 2) FIGURE OUT HOW MUCH VALUE HOUSE CAN YOU AFFORD Before your home shop,calculate the mortgage payment for the house in your intended price range along with increased expenses such as taxes,insurance and utilities SAVE FOR DOWN PAYMENT AND CLOSING COSTS. Depending on your credit and financing you will typically need to save 5% to 20% if you don't want to pay insurance .If you are self employed and you deduct all your expenses then your income may be low.In this case the lender require higher down payment .Another expense closing costs ( 1% to 1.5%) of your mortgage amount 4) BUILD HEALTHY SAVING ACCOUNT This is over and above your money for down payment and closing.Your lender wants to see that you are living pay check to pay check.Set a aside 3 to 5 worth of mortgage payments that's make you best mortgage candidate 5)- GET PRE-APPROVE MORTGAGE. This one is easily all you need to contact me to get your best rate and save your money. BUY A HOUSE YOU REALLY LIKE If you are buying today for yourself and your family,you want a house that will Make you Happy. Short term owner ship can be expensive preposition CALL ME ARIF SIRAJ (M12001637). BROKERAGE LICENCE (11899) See more

Looking for your best interest contact 4168321437 to fix an appointment or any advise

Offering today's best rate 2.99% fixed (5 year ) and 2.34 variable