Jeff Whitmell Mortgage Agent
100 Gordon Street N1H 4H6 Guelph, ON, Canada

Ok, today we are going to talk about 10 factors that determine your home’s value Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth https://1l.ink/ZZ5R87M

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YOU ARE NEVER TOO OLD TO SET ANOTHER GOAL OR TO DREAM A NEW DREAM

6 ways to help you save $1,000 in one month. Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days. (Congratulations for deciding to save rather than going into debt!) While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips. 1. The first step is to create a very tight, very detailed budget. Account for every dollar you spend and slas...h everything that’s non-essential. 2. Stop going out for meals and entertainment. This may sound harsh, but it’s only for a month, right? And the savings can be significant. 3. At the end of each day, throw your spare change into a jar. Make it worthwhile by including everything from $5 bills and below. 4. Use cash for everything for one month. That lets you see and feel exactly how much you’re spending AND keeping in your pocket. 5. Sell stuff you don’t need anymore. List unnecessary furniture, electronics, fashions, etc. on eBay or Craigslist, or have a garage sale. Consider selling gold from old jewelry. 6. Work more. Again, it’s only for a month! Volunteer for overtime, take a part-time job, teach classes or offer consulting services. If you’d like more ideas on how to reduce expenses and save money fast, please give us a call today!

"Real estate business and investment provide a source of revenue for millions." Construction plays a vital role in our economy with regard to employment, raw materials, and services.

This is a start, but with house prices moving in the direction they have been this is a very minimal change. If you are wondering how this helps you or if your wondering what your pre qualification amount is, please reach out to me!

Effective Monday May 25th, it’ll be slightly easier to qualify for a mortgage! The qualifying rate is used in stress tests for both insured and uninsured mortgages, and a lower rate means it is easier for borrowers to qualify. For the first time since January 2018, when stress testing began, the mortgage qualifying rate is under 5%. Please reach out to me with questions! Please share with family and friends!

To All of my valued clients and trusted partners: Please DO NOT MISS a MORTGAGE PAYMENT, I cannot stress enough the negative impact this could have on your mortgage renewal or any future mortgage needs you may have. Whether you have completed a mortgage with me or not please feel free to use me as a resource. If you, a family member, friend or client needs information on what your current lender is doing in regards to offering support due financial hardship please contact ...me and I will forward details as to what your lender may be offering as support. If any of the below apply please reach out to me to discuss in detail so I can guide you through these uncertain times. Solutions are available. - Job loss or financial hardship and a need for financial assistance from your current lender I can guide you through this process - Need for additional funds as a safety net or cushion - Mortgage renewal in the next 6 months, with rates as low as they are it might be time to lock in now - If you rate is more than .50% higher than the going rates as it may be worth it to break your mortgage and secure rates at all time lows Again I cannot stress enough DO NOT miss a mortgage payment without written consent from your lender specifically noting that you will not be impacted in a negative way. Please share this with family and friends! Please feel free to call or text me! 5198309991

This is big news for anyone with a variable/adjustable mortgage or HELOC (home equity line of credit) today is the best time to reach out to me for a mortgage check-up! I have saved my clients well over $100,000 this year alone! I work with over 50 different lenders that offer the lowest rates and best mortgage products available! Please spread the word and share with your family and friends.