Ryan White-Dallas

A little bit of optimism... lower rates over a long period of time could be good news for many.

If you're spending more time than usual in your own backyard this summer, you might appreciate these tips on keeping away pests - even the "cute" ones

The Bank of Canada has just announced that it is maintaining the overnight lending rate. "In a statement announcing the decision, the bank says the rate will have to stay low to provide extraordinary monetary policy support to help recuperate from the economic impact of COVID-19."

Make your mortgage work for you. Get in touch any time for a free mortgage checkup! I’d be delighted to advise you on how to get the most from your mortgage. - Transfer consumer debt to a lower interest rate. - Pay off your mortgage early and save thousands. ... - Get out of a high-rate mortgage. - Access the lowest-cost funds for renovations. - Make sure you are getting the best possible deal at renewal.

If you've started working from home, keep a file for all your expenses and reimbursements from your employer so you can take advantage of any eligible claims when you file your 2020 income tax return

Six pieces of advice to help guide first-time home buyers through a changing landscape.

It's hard to believe Canada Day is just a few days away! Here's how to celebrate safely with your social bubble.

Refinancing your mortgage could make a huge difference if you’re struggling to pay your bills. Depending on where you are in your current mortgage term and what new lower rate you could qualify for, it might be a smart financial move. I can help you run the numbers. And no matter what you decide to do, it always pays to get expert mortgage advice.

Do you have a recreational property that you're considering renting out to provide some additional income? If so, you might find this information useful.

Good news... the other two Canadian mortgage insurers are not changing their guidelines to match CMHC's announcement that would result in a reduction in buying power of approx. 9 to 11%.

Mortgage qualifying for insured mortgages will get tougher starting July 1. If you are thinking of homeownership, have your situation reviewed as soon as possible to determine how this might affect you. Get in touch - I'm always happy to help.

Canadians that continue to be in need can apply for the fourth installment of the CERB starting Monday. You can apply for four of the 4-week periods. (If you are receiving it through EI, there is no need to do anything.) The CERB is available if you earned $1,000 (before taxes) or less during the eligibility period. Apply through your CRA or Service Canada account.